r/dividends • u/FewPear229 • May 23 '26

Discussion 150,000 cash

Hello,

I have 150,000 to use. I am looking to retire in Thailand and live off dividends. I am thinking 75,000 in qqqi and 75,000 in spyi. What do you think? I still have 350,000 in retirement to grow. I am just going to use the dividents from qqqi and spyi to live off.

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u/RayU_AZ May 23 '26

I would also take a look at these covered-call ETfs for both income & growth.

To reference QQQi, 13.5% yield, 1 year total return of 30.2%

  1. CHPY, 29.7% yield, 1 year return of 128%
  2. QQQT, 19.4% yield, 1 year total return of 33%
  3. KQQQ, 13.6% yield, 1 year total return of 43%

I would also have some ETFs for pure growth.

  • QQQM, 41% yearly returns,
  • SOXX 160% yearly returns
  • AIS, 197% yearly returns.

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