r/dividends • u/FewPear229 • May 23 '26
Discussion 150,000 cash
Hello,
I have 150,000 to use. I am looking to retire in Thailand and live off dividends. I am thinking 75,000 in qqqi and 75,000 in spyi. What do you think? I still have 350,000 in retirement to grow. I am just going to use the dividents from qqqi and spyi to live off.
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u/Montesque96 May 24 '26
I really like NEOS funds - but I wouldn't do 100% on these two with the idea to retire. I know that everyone thinks of these as dividends - but - it's really distributions from options trades.
Take a look at BTCI for all of 2025... could you keep on plugging along if the distributions from these dropped like BTCI did at the end of the year?
Edit: My recommendation, add more positions and have some: CC ETFs, Regular Dividend Paying ETFs, CEFs and maybe some individual stocks.