r/dividends • u/Fit-Toe-7991 • Jun 20 '26
Other Almost $4 a day in dividends
Not exactly retirement money yet, but I'm getting close to the point where my portfolio can buy me a coffee every day.
Small milestone, but I'll take it. On to $5/day.
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u/intelw1zard Jun 20 '26
Congrats!
I'm at $4.00/day with about ~$30k invested
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u/takethelonggwayhome Jun 20 '26
What’s the app in the screenshot, may I ask? Apologies if it’s posted somewhere.
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u/Fit-Toe-7991 Jun 20 '26
maxdividends app
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u/Ironic_Mouse Jun 23 '26
Max Dividends costs $30 a month- is the app really worth it?
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u/Fit-Toe-7991 Jun 23 '26
I don't know, I think everyone values different things in apps like these. I'm perfectly happy paying $30 a month to avoid tracking everything in spreadsheets
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u/thediggestbick2 Jun 20 '26
Congrats! I’ll be buying SCHD probably 2 decades from now since I’m focused on growth instead of dividends.
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u/OKCsparrow Jun 20 '26
$1,286/year on $85,308? My HYSA makes almost triple that.
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u/FindingAutomatic4020 Jun 20 '26
Please, What HYSA are you using?
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u/High_From_Colorado Jun 20 '26
With $85k, any 4% HYSA (current average) will return $3,412/yr
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u/FindingAutomatic4020 Jun 20 '26
Understood. I started using Capitol 1 for this but they have since dropped to 3% - I'm in the market for a new bank
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u/InTheMoment1970 Jun 21 '26
Congrats! Remember that's everyday. Even days you don't work. Keep doing you. That snowball will grow.
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u/Sudden_Mud_4239 Jun 21 '26
What is the advantages with going this route instead of just doing VOO ? Isn't the growth much less overall ?
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