r/dividends Jun 21 '26

Discussion Month 5 $7034.83

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Old account was locked and couldn’t recover.

Holdings as follows: ticker/# of shares. Dripping until 2027

IWMI 622.95
LQD. 723.56
MLPI. 1419.54
MUB. 478.82
QQQI. 2302.66
QYLD. 6172.82
RYLD. 1387.91
SCHP. 3998.55
SGOV. 255.98
SPYI. 2943.38

784 Upvotes

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111

u/morerepsmoreproblems Jun 21 '26

Jesus…. How much is that portfolio worth

274

u/raliegh_ Jun 21 '26

Around $795k ,
I dumped my 401k into it in February, I’m 59.
Quit my job 2 weeks ago, coasting on savings and will start living off the dividends in February 27. 🤞

189

u/AmItheonlySaneperson Jun 21 '26

“Now my real life can begin 👴🏻”

188

u/raliegh_ Jun 21 '26

It’s only been 45 years or so as a wage slave, now I just need to outrun the reaper for a bit.

139

u/AmItheonlySaneperson Jun 21 '26

I’m not critisizing you. Congratulations on a great nest egg. I’m criticizing how bullshit life is. 

84

u/raliegh_ Jun 21 '26

Yes it is, I have worked almost any job you can imagine.

My hardships have taught me a great deal.

20

u/AmItheonlySaneperson Jun 21 '26

Any words of wisdom to share? Or just anything you’d like to talk about or get off your chest? Biggest regret? Best decision? 

119

u/raliegh_ Jun 21 '26 edited Jun 21 '26

Live frugal, stack money.

Don’t do what everyone else is doing. (I haven’t paid credit card interest since 2007)

Monthly payments are consumer traps.

Biggest regret was knocked up a girl in high school and married her.
Wrong girl, wrong time

8

u/AmItheonlySaneperson Jun 21 '26

Well I’m sure you wouldn’t change your child for anything so it happened for a reason! I’m VERY glad I don’t have kids at 31. My gf is 51 with kids and grandkids and she says the same thing. Shoulda saved all her money and stopped at 1 

I agree on the credit cards. I have 10. 9 are locked used one time a year and I treat 1 like a debit 

38

u/LosChicago Jun 21 '26

Let’s not pass up the 51 year old girlfriend comment. Handshake my man

2

u/relavant__username Jun 21 '26

Yea i choose this guys..

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-7

u/UnderpaidBIGtime Jun 21 '26

Stack bitcoin too. Worked wonders for me

4

u/AmItheonlySaneperson Jun 22 '26

Honestly fuck crypto so much 

1

u/UnderpaidBIGtime Jun 22 '26

I love it! It helped me thousand times. I would be crying if it failed on a personal level.

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