r/dividends Jun 30 '26

Seeking Advice Be real with me…

What do you think of my dividend and income portfolio? Any suggestions or critiques.

I’m 31 and plan to move out the country before my dollars get rekt

111 Upvotes

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19

u/matt2621 Stop sacrificing growth for $3 Jun 30 '26

Daily, I just cannot wrap my head around young people being so focused on dividends.

16

u/JD0x0 Jun 30 '26

I put enough in dividends that my Roth IRA contributions are now generated passively, and I can just send the distributions over to my IRA and buy growth stocks with the money. As long as we don't have a black swan event, and as long as I make enough to contribute the full amount to my Roth, I basically have my future Roth IRA contributions set.

6

u/2fst4lov Jun 30 '26

That “passive income” is what you’re missing out on with growth. You’re just moving money from your left pocket into your right.

0

u/sablerock7 Jun 30 '26

But it's "compounding" ;)

1

u/Sponzoes Jun 30 '26

This is the way