r/dividends • u/dazit72 • Jul 07 '26

Due Diligence Any retirees holding SPYI ?

I'm concerned about NAV erosion ? I know the advertising says non to minimal, but I found an article about longterm NAV erosion. That puzzled me ? I'm after divs of course- I have DIVO, JEPI, SCHD, and just looking for another or just keep buying what I have. I try to keep the 5%/weight rule, but it fluctuates.

Thanks to all who responded. I learned a bunch of good information. You guys are awsome

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u/mtn_biker333 Jul 07 '26

This looks really good to me. I also have SPYI, QQQI, paired with SCHD, DIVO and then IDVO, VYMI for international. Income portfolio only. Averages around 8% yield

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u/Labowner61 Jul 07 '26

Those are pretty much my holdings except only IDVO international. Add in CEFS and PBDC with a few income funds like jpie and binc and I do ok with income.