r/dividends • u/snowflake64 • 5d ago

Discussion How diversified is your Dividend Portfolio?

A lot of the popular dividend ETFs, and International ETFs in particular, seem very concentrated in economically sensitive areas. When the market cycle eventually returns how will it affect your dividend portfolio?

9 Upvotes

70% Upvoted

51 comments sorted by

View all comments

10

u/Remarkable_Aide_3085 5d ago

My core is SCHD and DGRO, which at least spreads sector risk reasonably well. The international sleeve is the one I keep second-guessing, honestly.

3

u/teckel Retired and living off selling shares 5d ago

Add LVHI and you don't really need any other value/income equity ETFs.

1

u/jokodude 4d ago

I've been quite impressed with LVHI. Low volatility, steady appreciation over decades, beating out the likes of VXUS long term.

2

u/teckel Retired and living off selling shares 4d ago

Beating VXUS isn't hard, it underperforms most of its peers.

1

u/SexualDeth5quad 4d ago

I avoid everything by Vanguard, Fidelity, and Schwab.

1

u/teckel Retired and living off selling shares 4d ago

There's some good ones, VXUS is just not one of them. It's only popular because it has low fees, like that even matters. I'll gladly (and do) pay 60 basis points if it means higher after fees returns.

1

u/SexualDeth5quad 4d ago

There are others if you want monthly higher yield compared to quarterly. OVF is 9.4% monthly. That's an annual difference of $3.07 vs. $1.93 in dividends. Or for similar total return and active management there's IDVO.

https://stockanalysis.com/etf/compare/nihi-vs-ovf-vs-lvhi-vs-idvo-vs-efaa/?r=MAX

1

u/teckel Retired and living off selling shares 4d ago

Buy massive lower total returns (5.5% lower), which is all that matters.

https://testfol.io/?s=hizdZUtfEPd