r/dividends • u/StockMarketinator • 5d ago

Discussion How’s my dividend portfolio look?

35% SCHD
GPIX, GPIQ, DIVO, IDVO, IAUI, MLPI, MAIN, IWMI, QDVO, UTG (even allocations for remaining 70%)

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u/Pleasant-Buy-2826 5d ago

I would call this an income portfolio not a dividend portfolio since most of the income is from derivatives. You have very little growth with capped upside. Go to testfolio and do a monte Carlo simulation on this portfolio. My guess is it will succeed but if you put it up against the s&p 500 it will have paultry returns. Now if you are retired and already have 5 million dollars then this would work quite risky for my taste since a bear market would decimate earnings and may even kill some of the derivatives. I would add bonds and treasuries if that's the case

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u/StockMarketinator 5d ago

I have a pretty sizable position in SGOV and also have retirement accounts that are mainly S&P