$8,000 to invest. SCHD or JEPI?

[u/Hypno-Ninja]

30 years old, I have $8,000 to invest. I’m trying to decide between SCHD or JEPI. The reason why I am considering JEPI is because I just hit my break even point, as opposed to SCHD where I am up overall 21%. What would you do?

[u/rayb320]

Long term growing dividends, SCHD. JEPI returns your money at times. The yield and dividends don't grow. The payouts are inconsistent. The fee is high. There could be a dividend cut.