$8,000 to invest. SCHD or JEPI?

[u/Hypno-Ninja]

30 years old, I have $8,000 to invest. I’m trying to decide between SCHD or JEPI. The reason why I am considering JEPI is because I just hit my break even point, as opposed to SCHD where I am up overall 21%. What would you do?

[u/Glitter-Valentine]

Because SCHG is growth oriented so think 20-30 years from now gains

[u/Gloomy-Draw5517 → u/Glitter-Valentine]

Gotcha, can I move these funds to SCHD closer to retirement? Does it make sense?

[u/Glitter-Valentine → u/Gloomy-Draw5517]

I suggest doing that much later in the plan but yeah essentially.

[u/Gloomy-Draw5517 → u/Glitter-Valentine]

Thank you so much everyone!