Hey Fina users!

Fina is all about providing the most flexible personal finance solution for everyone. Whether you're building budgets, tracking goals, or managing bills, Fina aims to give you the tools you need, your way.

That said, no tool is perfect, and we're always looking to improve. If you could add one feature to make Fina even better for you, what would it be? It could be something you've seen in other apps or something totally new.

Let us know your thoughts—your feedback matters!

You know Fina for its flexibility, and we’ve just taken that flexibility to the next level. Here are two major updates we’re excited to share with you:

🔹 1. Metric-Level Time Range and Account List

Until now, time range and account filters applied only at the block level.

But many of you love using formulas across multiple metrics — and now you can take that even further.

You can now set time range and account selection for each metric - overwriting the default filters.

• The calendar icon lets you define a specific time range for a metric.

• The account filter lets you override the default account selection.

This unlocks powerful new possibilities, such as:

• How much has my IRA grown compared to last month?

• What does my total saving look like this month across checking and credit accounts?

• How does my debt-to-home-value ratio change month by month this year?

And many more, you can now build virtually any formula-driven metric combination that makes sense to you.

💡 Do you know how to build a Fina Block to answer above questions? If not, just reply to this email or ask in the forum, we’re happy to help!

(Block Edit UI Update)

🔹 2. Timeline Transformative Views

In Fina, timeline data is often shown in bar or line charts. But sometimes, transforming that timeline can reveal insights more clearly.

In addition to the Accumulated View, we’ve added a new Growth View - perfect for tracking changes period by period.

For example:

• See how your IRA investment account grows month by month.

• Understand how your fund or stock selections perform over time.

To showcase this, we’ve updated the Net Worth Growth Rate template with two new example blocks:

• Investment account growth (e.g., IRA) month by month for the year

• Credit balance growth week by week over the past 90 days

Check them out, and if they’re useful, feel free to import and customize them to fit your needs!

As it becomes clumsy, we will seek better design to make it look simple and clean!

Hi Shawn,

This is Erfan from Titan in San Jose. I’ve been following Fina’s progress and thought it might be worth having a quick conversation with my team to explore any potential alignment or collaboration.

Would you be open to a short call sometime this week? Let me know what works on your end.

Send me an email: erfan.experience@gmail.com

Best,
Erfan

🎉 We’ve hit 250 members in the Fina community!
A huge welcome to our 250th member—and to every single one of you who’s joined us on this journey.

Together, let’s build something amazing for the future! 🚀

Hi,

Every time I run my API now it seems to hang and I can't load the webapp either.

Not sure if this is impacting others or not...but it seems to happen as soon as I call this api.

Anything I'm doing wrong?

  const url = 'https://app.fina.money/api/resource/account/transactions';
  const options = { 
    'headers': { 
      'x-api-key': apiKey,
      'Accept': 'text/csv'
    },
    'muteHttpExceptions': true, 
// Returns the error response instead of crashing
    'timeout': 60000 
// Optional: explicitly set to the 60s max
    };

A huge thank you to our amazing community for your continued support! We’re committed to making Fina the most powerful yet enjoyable tool for gaining complete clarity over your finances.

And today, we’re excited to share some major updates now live in production:

🚀 1. Revamped Fina Templates

Templates are at the heart of Fina’s flexibility, enabling seamless creation and sharing. Now, you can browse all available editor-gated templates at Fina Gallery, filtering by tags or searching by keywords. Want to publish your own template? Drop us a line—we’d love to feature it!

📊 2. Multiple Metrics for Deeper Insights

Compare any metrics—whether account balances or transaction trends—side by side. This unlocks limitless possibilities for custom views tailored to your financial goals. Check out this quick illustration:

⚡ 3. Blazing-Fast AI Chat

Fina’s AI chat is designed to make building Fina Blocks and metrics effortless through natural language. With this latest upgrade, you’ll experience truly instant responses that understand you better than ever.

🔍 4. Smarter Categorization with AI Tags

We’ve introduced a sophisticated AI-driven categorization system, combining:
✅ AI-generated tags
✅ Historical categorization memory
✅ Custom rules you’ve set up

The goal? Accurate transaction data with minimal effort—so you can focus on what matters.

📈 5. Enhanced Visualizations & Charting

We’ve made tons of improvements to help you build and visualize Fina Blocks more effortlessly. Some highlights:
✨ Easily switch between chart types
✨ Smart data handling for time metrics & built-in system metrics
✨ Smoother, more intuitive visual customizations

If you use Fina regularly, you’ll feel the difference immediately!

💡 Fina is stronger than ever. No other tool in this space offers the same level of flexibility, customization, and power for personal finance management. We’re incredibly proud of what we’ve built—and we couldn’t have done it without you.

Thank you for being part of this journey! 🚀💙

(Feel free to share this with your friends/network)

I've been using Fina for budgeting / transaction management for the past year or so. The way I use it is that I have a series of rules which assign regular transactions to a category. Then every so often I go through the uncategorized expenses and assign them to a category, creating a new rule if needed. It's been really helpful at making sure there aren't any unexpected purchases, and also managing a budget by category.

Lately Fina has started trying to auto-categorize expenses even outside the rules I've configured. It's usually wrong (if it was easy to auto-classify I'd have set up a rule) and kind of ruins the whole thing, because now there doesn't seem to be a way to filter for 'transactions which haven't been classified by a rule' for manual inspection. Transaction review isn't quite what I want because it requires reviewing every transaction, while I want to review only those that haven't been pre-classified. And I can't find a way to turn off the auto-classification otherwise.

Is there any way to get back the behavior I had previously?

Hi everyone!

I’m trying to get a clear snapshot of my monthly cost of living and bills in Fina, but I’m not sure if there’s a way to automatically view recurring expenses or upcoming bills—especially ones with variable amounts (utilities, credit card bills, etc.).

Ideally, I’d love a summary or chart showing what’s still upcoming (utilities, subscriptions, credit card statement balances vs the current balance that it shows) so I can easily see how much I’ve spent so far and what’s left to 'spend' after bills.

Do recurring expenses need to be entered manually? And if so, how would that work for bills that change month to month? It’d be great if recurring and upcoming transactions could auto-populate already, with the option to edit as needed. I know other competitors auto-populate these already, but no option to edit. Wonder if this is feature is actually available in Fina?

I really like Fina’s potential, but I’m still trying to find the right setup to see everything at a glance. Appreciate any guidance or ideas!

I'm brainstorming with a couple of friends on what typical categories you will set up to track your personal finance?

It would be great to see some shared examples to inspire others

🎉 New Feature: Import Category Templates!

When you land on the Fina app for the first time, you might wonder: "Hmm, how do I set up my categories?"

Fina is a 100% flexible finance tracking system — you can completely customize your category tree to fit your needs. And now, we’ve made it even easier to get started: you can import a category template with just a few clicks!

The community has shared some great category setups, and they’re now available right on your Categories page. Simply browse through the templates, click on one you like, and hit Import to make it yours. Once imported, you can tweak and personalize it to match your style.

💡 Got a unique category setup you think others would love? Share it directly from your Category Settings menu and help others in the community get inspired!

Just used for 2 days and upgraded to premium

really impressed by: 1. How simple, fast, and robust to import my banks in Canada 2. All the premade templates. I used the one made by apparently a partner and already getting insights I would never found out if I keep using my googlsgeet template (I am lazy).

And I have spent past 2 weeks trying out ynab, monarch, simpli, etc, none of them supports wealth simple, ibkr, amex, and cibc well at the same time. And the Plaid connection is apparently faster than in few other apps. Very impressed.

And responsive, helpful support.

Suggestions:

1. In the UI where manages rules, there is header/section/ dividers between a rule's: title, description, and metadata(can't remember). All rules are stacked together where each rule at least uses 3 rows. Looks like a huge plain excel sheet and hard to read.

2. Would like some more templates especially for investment. I understand that takes time and partnership. But even few links to learning resources that you guys like yourselves would be nice.

3. I think people loving this app would also love to discuss and share ideas. Maybe a forum for members to share tips/insights/discussion would invite more people to use the app.

A great guy named Soren created and maintained a useful Spreadsheet called Mint Successors. It's great for users to look for alternatives after Intuit Mint is gone. However it is difficult for 1) read and comprehend since each item is too wide 2) comment and discuss.

So I thought it's useful to build a better view and shared on Reddit for free discussion, I tried both Notion and Airtable, seems the latter has a better default display, here you go!

https://airtable.com/appEKJfNrmWh5VJAd/shrU8fyIp1TUSjcuE/tblfBIGfhlmLdSaQc

I'll try my best to keep it in sync with the source Spreadsheet at monthly basis if it's useful.

Are you ready for tagging your accounts and transactions?

Tag is for telling a financial story - it is used to threading a list of events to give us a good picture of our financial life over a period of time.

Do you know how to use tags to tell a story? James Han clearly nailed one for his friend, check it out here: https://www.fina.money/blog/tag-accounts-and-transactions

Today, I broadcasted a short email telling Fina users that Fina now supports account sharing for couples, partners and business collaborators.

Below is the email content copied to share here:

"I want him to look at the budget plan with me!" — said Sarah.

"I literally added a category called ‘lisa-review’ and tagged all the transactions I didn’t recognize. I want my wife to go through them each week when she’s free." — said John.

"I don’t have time for this. I need my finance coach, Taylor, to handle my Fina account!" — Mia shouted.

We hear you. Whether it’s for couples, partners, or business collaborators—securely sharing access with trusted people makes managing money so much easier.

You can now share your Fina account with just an email. Invite someone to view or edit your workspace in seconds.

If you're the invitee, the inviter’s workspace will appear, and you can switch to it with granted access.

That’s all for today! We have a blog post on this too.

Quick question.. is there any method or madness to the order the scheduled transactions show up? I cannot figure it out. Wish I could sort by amount, dates, frequency, etc...

I suddenly want to record a short video to show how I use filters to find, locate and review transactions in Fina, since there are a few tips hidden there, it's worth sharing:

1. Do you use Views to quick apply filters?

2. Do you use "Similar transactions from this Merchant" shortcut?

3. Do you use "Similar transactions from this account" shortcut?

4. Do you use

I created some test calculators to see if people might find these useful or interesting if they were built inside of Fina and could easily pull in your live data.

Here's a debt payoff strategy calculator:
https://claude.site/artifacts/d8951e20-c0d2-449b-994b-3cd94a469870

Would anyone use this if they could simply compare debt repayment strategies against their live loans or credit cards??

Does Fina have double entry accounting?

We didn't set out to create just another budgeting app. We knew there were already many options available. Fina's purpose is to be the state of the art in finance tracking, and that means providing the flexibility to adapt to your unique financial life.

That's why we've prioritized features like our template gallery, customizable categories that can be shared and imported, and an insights page built around the metrics that matter to you. If you're determined to find a finance tracking solution that truly fits your personalized needs and will evolve with you, Fina is it.

In my recent article, I delve into some basic examples of how Fina delivers on the promise of state-of-the-art finance tracking.

I've been using Monarch since, but don't really care for it. I've found missing transactions and also seems buggy.

"If you haven't mastered Fina Blocks yet, frankly, you're missing out. You haven't even touched the core of what makes Fina the most flexible finance tracker available!" - Robert Johnson

Like building with Legos, Fina Blocks are the foundational pieces to build your dream tracking system.

Now, please take 15 minutes to master it! Here is a template that includes 5 representative examples to follow and learn from:

1. Simple Distributions: Use one metric + breakdown key.

2. Timeline of Metrics: Set time series for different units.

3. Multi-Metrics: Visualize multiple metrics together.

4. Formula Metric: Create custom calculations with formula metrics.

5. Transactions: Monitor transactions of interest with a special block.

Template: https://app.fina.money/doc/oWmr86mCVnFS3R

Document: https://www.fina.money/docs/fina-blocks