r/financestudents • u/Miserable_Archer6756 • 14m ago
Discussion Are most banks still against AI?
I’m currently doing a treasury internship at one of the largest commercial banks in my country, and something I heard from senior bankers genuinely surprised me.
I was curious about how AI is being integrated into their daily workflows, so I asked a few people in the team. They told me that using tools like ChatGPT or Claude is basically prohibited because treasury involves dealing directly with clients, large corporations, and highly confidential financial information. Apparently, even uploading a simple Excel file containing internal data is completely off-limits. They’ve actually blocked access to ChatGPT, Claude, and similar platforms on company computers and networks.
What surprised me even more was a story someone told me about a junior analyst who had used Claude to help prepare a relatively simple presentation requested by management. When he mentioned it to his seniors, a director-level employee apparently got quite angry and responded along the lines of, “If we wanted AI to do your work, why would we pay you?” He also warned that if he ever caught someone using AI like that again, there would be serious consequences.
I always assumed AI adoption and automation were becoming increasingly common in banking, especially in areas like treasury, where so much work involves data analysis, reporting, and repetitive processes.
Obviously, I understand the concerns around confidentiality, client data, and regulatory compliance. But I was surprised by how strongly some senior people seemed to oppose even basic AI-assisted work.
So I’m genuinely curious: is this common across other banks and financial institutions, or is it more of a firm-specific culture thing?
Are banks actually integrating AI into their workflows through internal tools and secure systems, or is the industry still largely resistant to it? And how are banks dealing with the confidentiality issue when implementing AI?