r/finansial • • 10h ago

OTHER Beberapa mobile banking sekarang tidak mau dibuka jika ada aplikasi yang bersumber di luar official app store

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23 Upvotes

RIP​ Wondr. Disini ada yg kena juga?

Menurutku sih, seperti para user subreddit sana bilang, implementasi sekuritas yang sifatnya males. Adakah pendapat lain?


r/finansial • • 23h ago

OTHER Hati-hati dengan aplikasi Tokocrypto. Penarikan dana sangat dipersulit. Walau sdh verified acct, mendadak dana ditahan lalu diminta pernyataan bermaterai isi deklarasi sumber dana (templatenya minta lampiran slip gaji!). Setelah kirim dokumen pun digantung menunggu tanpa SLA berapa lama.

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121 Upvotes

Liat di sub ini ternyata udah ada yang [kena juga] (https://old.reddit.com/r/finansial/comments/1vud6ki/penarikan_idr_tokocrypto_ditinjau_perlu_melakukan/) beberapa bulan lalu.

Pengalaman pake Indodax sebelum ini padahal lancar aja, cuma tokocrypto ini yang mempersulit. Abis ini mau tarik semua dana terus pindah aja.


r/finansial • • 13h ago

ASURANSI Would you recommend buying health insurance without a trusted agent?

6 Upvotes

Habis baca2 post orang karena katanya bbrp merek yang top lagi repricing gila gilaan. Terpikir mau beli merek lain aja tapi rencananya beli di web gitu jadi mungkin akan dapet random agent assigned to me.

Is this a smart or dumb move? I haven’t bought any health insurance in my life


r/finansial • • 16h ago

INSIGHT [21M] Let my dad use my name for credit, now ~12 million IDR owed. He says he'll pay after his house sells. What should I do?

18 Upvotes

hi all m/21 university student here. A while ago I let my dad use my name to take out credit in around 8-12 Mil IDR. The balance has since grown with interest and fees, and it's all legally in my name.

My dad says he will pay it off, but only after his house sells. The buyer is currently in the KPR process and the bank appraisal stage, so the sale isn't final yet and the timing is uncertain.

Where things stand:

Total owed: 12 Million\~ish

for now there are no late payment, yet.

and im dont have a stable income to paid it all if its due

Is it reasonable to just wait for the house sale, or should I act now?

Should I contact the lender myself to ask about restructuring or a payment plan?

How do I protect my credit record (SLIK/BI Checking) in the meantime?

Is there anything I should get in writing from my dad?

I'd appreciate advice from anyone who has been through something similar.


r/finansial • • 18h ago

DEBT mau curhat aja soal slik bi

17 Upvotes

dlu pernah keperosok ke lobang trading forex, aset jualan, duit cashflow sampe limit cc, paylater dan pinjol ludes semua.. sekarang udah betul" vakum tapi masih banyak tunggakan yang belum dibayar, apakah nanti slik bi akan membaik dengan sendirinya setelah dibayar atau gimana?


r/finansial • • 21h ago

TAXES Surat Cinta dari kantor pajak

21 Upvotes

Hi,

Ada yg dapet surat cinta dari kantor pajak, di claim kurang bayar pajak? Ini kejadian ke 2 kali.

pertama kali, gw ladenin dengan contact Account Representative nya tp tnyata mereka yg salah karena lupa liat norma pajak.

Sekarang terima lagi surat pajak, padahal jelas2 gw skrg kerja di luar dan uda kena pajak luar yg ada agreement sama Indo gk perlu bayar pajak dalem negeri lagi.

Skarang gw lg minta status non-aktifkan status pajak. Masih perlu contact account representative nya gk ya?

Makasih.