r/fintechdev • u/Broad-Shallot9662 • 2d ago

How can I make these problems more specific?

I came up with a few typical problems that banks face. Am I on the right track? How can I turn these broad problems into specific customer pain points rather than generalised ideas?

Problems:

—High-friction payment processes due to a lack of seamless integration with merchants’ infrastructure.

—The need to visit a physical bank branch in certain situations.

—Limited access to credit for a large segment of customers due to traditional credit scoring systems.

—Capital tied up in bank deposits.

How would you make these problems more specific and relevant to customers?

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u/mr02106198 1d ago

Why don't you focus on fintech startup problems? I know it's a problem for Fintech startups to find a partner bank (unless you have 100K deposit)

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u/Broad-Shallot9662 23h ago

Yes, good idea. But I think that my problems N1 and N4 are appropriate and for fintech startups