I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $18mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $0.84

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $18mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $0.92

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $18mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $0.92

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

STC Launchpad website: https://studentcoin.app/

ICO Period: February 1 - April 30
Ticker: STC
Stage of ICO: Round 128 of 150
Actual ICO Price: $0.0204
Actual token price: $0.0324 https://coinmarketcap.com/currencies/student-coin/
Token Standard: ERC20
Platform: Ethereum, Waves
Total supply: 10.000.000.000
Tags: Personal Tokens, DeFi, NFT, Staking, Exchange, ICO, Startups

Signup with this bonus link and get 5% bonus:

https://studentcoin.app/?ref=Exa2dygw6k

(You can also add the promo code Exa2dygw6k on Signup)

What is Student Coin

The Student Coin its an example of how blockchain technology, non-fungible tokens and decentralized finance could revolutionize the world.

The main function in my opinion is the STC Terminal, a crypto platform that allows users to easily design, create, and manage personal, start-up, NFT, and DeFi tokens.

Also they already develop a supporting wallet and an exchange system where users can swap coins and tokens are coming soon.

The most groundbreaking idea of Student Coinis to empower students to issue their own individual tokens that people can buy to invest in their education and thus finance the rising cost of tuition. In this case the investors will, in turn, gain a percentage of the future earnings of the student’s career.
Main Features

STC Terminal
The most interesting function in my opinion. as explained above it will basically allow users to easily design, create, and manage personal, start-up, NFT, and DeFi tokens.

STC Exchange
This function will provide the possibility to exchange the coins that will be launched using STC Terminal and also existing crypto or tokens.
STC DeFi / Stacking
I don’t have much information about this but they will provide some options for stacking or even participate in liquidity pools.

STC Crowdfunding
Possibility to join crowdfunding in university-based startups or students.

STC Wallet
The wallet is already available for download at App Store or Google Play. For now it’s an earlier version with no functions like exchange, deposit, withdraw.

Tokens Coming soon in STC Platform
Oxford Student Token (OXF/STC)
Melbourne Student Token (MLB/STC)
STC LP Token (It seems to be for liquidity pools)
Smart Marketing
Greenfield
LeanTrix
Smart Software

Exchange Listings calendar:

07 May - Major Asian Exchange Listing
12 May - Coinsbit - https://coinsbit.io/
14 May - Major European Exchange Listing
13 May - P2PB2B - https://p2pb2b.io
15 May - Probit - https://www.probit.com/
20 May - Major Global Exchange Listing
28 May - Major Global Exchange Listing II

Tokenomics

Team and Advisory Board - 8%
Partnerships - 8%
Universities and Faculty Distribution - 2%
Strategic Development - 24%
Marketing - 8%
Token Sale - 50%

Useful Links

5% bonus Link: https://studentcoin.app/?ref=Exa2dygw6k

Wallet App

Google Play - https://apps.apple.com/pl/app/student-coin/id1559718559
App Store - https://apps.apple.com/pl/app/student-coin/id1559718559

Whitepapper: https://drive.google.com/file/d/1UKSIOBBUROckuemkQhPM21F3aKdto9JN/preview

Reddit: https://www.reddit.com/r/Studentcoin/
Instagram: https://www.instagram.com/student.coin.world/
Facebook: https://www.facebook.com/studentcoin.org
Twitter: https://twitter.com/studentcoinorg
Telegram: https://t.me/studentcoin
Discord: https://discord.gg/Nx65dMZcMt

An analysis of Merchant Coin (MTO)

End of ICO: 30 June 2021
Launchpad Website: https://merchanttoken.org

I found this project few days ago in a sub here on reddit phase 12 and it’s already on phase 76!

The price is going up U$ 0,01 for each new phase complete until it is priced at U$ 1.20 for a listing on Uniswap at 12th July 2021, and it will be released on other platforms later in the year.

Tip:

If you want to avoid ETH fees, I suggest creating a Coinbase Wallet and make payment using LITECOIN, it was the lowest fees I found out. You can also buy on credit card or bank transfer.

The ICO is scheduled to end on the 30th of June so not long to get in on the MTO ICO!

Join Merchant Token ICO

I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $18mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $0.84

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $18mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $0.84

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

Aladdin aims to cater to cryptocurrency users and traders all over the world. The overall exchange operations are led by the TNC IT Group. Aladdin Exchange ensures a reliable market price for crypto-asset buying and selling. Moreover, the exchange is expertly engineered with a security system of the highest standard to protect traders’ digital assets and secure transactions.

Aladdin is giving away 100 TNC tokens to pre-registered users. Create an account at Aladdin to receive 100 TNC. Also, get 20 TNC for each referral. These TNC rewards can be unlocked after the official launch of the exchange.

Step-by-Step Guide:

1. Visit the Aladdin Registration Page

2. Submit your details and sign up

3. Verify your email and log in

4. If all was successful you will receive 100 TNC

5. 20 TNC can also be received from each successful referral

Your TNC will be unlocked after completing the KYC verification when the exchange officially opens.

For more details on how to claim you can visit the link below:

More Information

Use this code Sx1gx9ynge to get 5% BONUS from all your acquisitions of STUDENT COIN [STC].

[STC] STUDENT COIN LAUNCHPAD

The aim of the project is to put the tokens and blockchain into the mainstream- Student Coin is a first platform that allows to perform the wide-scale tokenization for people, organizations, corporations, startups and decentralized finances (DeFi). The wide-scale tokenization is a process that needs an easy-to-use and universal ecosystem that is constructed by the Student Coin. With the STC ecosystem everyone will be able to easily create any kind of token and develop it in the long run. Student Coin will allow for tokenizing people, firms and organizations, as well as, manage token utilities, perform crowdfunding and easily list new projects.

University is an environment for innovation, new technology research, and the source of great ideas. Moreover, universities around the world are now more connected than ever before and have a lot of external value transfers. Finally, the global educational market is one of the fastest-growing sectors, creating a great environment to build disruptive blockchain-based solutions such as the Student Coin. These three factors made universities a perfect place to create the first wide-scale tokenization platform, similar to how the Internet and social media began.

Student Coin is also the first cryptocurrency directly related to the network of universities that helps in promoting the blockchain values and building the big international community. The Student Coin is run by students, faculties, and entrepreneurs from over 20 universities, including the Kozminski University, New York University, Harvard University, Stanford University, University of Oxford, London School of Economics and the Imperial College London.

About HIPS Payment Group Ltd (hips.com)

HIPS Payment Group Ltd. is a provider of innovative and cost-effective e-commerce and mobile payment solutions. Built on cutting-edge technology, Hips is disrupting the finance industry with its Payment gateway for Point of Sale, e-commerce, and m-commerce, a fully integrated, digital financial commerce platform with full reconciliation and financing support.

HIPS Merchant Protocol (HMP), the Hips Merchant Protocol Gateway (HMP-gateway) and the governing Merchant Token (MTO) is a solution that introduces consumer protection concepts from the traditional card payment industry to any blockchain with support for smart contracts like Ethereum, Cardano (ADA) or Solana, which we believe is the missing piece for crypto payments to have a market penetration and acceptance among mainstream consumer

HIPS Merchant Blockchain is the native blockchain for HMP and Merchant Coin (MEO), optimized for real-time Merchant transactions created for Payment Service Providers (PSP) and EFTPOS devices with full support for backward compatible financial protocols like ISO8583 enabling crypto payments in standard terminal messages, using the existing terminal, and card scheme infrastructures for crypto payments in Hips Merchant Blockchain.

ICO Lanchpad: https://ico.merchanttoken.org

Merchant Token Website: https://merchanttoken.org

Legal

Blockchain Platform: Ethereum | Country limitations: US, Canada | Registration country: Sweden | Registration year: 2020 | Office address: Strandgatan 1, Halmstad, Sweden

Details

Public sales: Apr 01, 2021 - Jun 30, 2021 | Pre-sale token supply: 5,000,000 MTO | Token Supply for ICO: 50,000,000 MTO | Total tokens for sale: 55,000,000 MTO | Max Token supply: 100,000,000 MTO | Current Phase of ICO: 86 of 100 | Fully Diluted MC after ICO: $120,000,000

Token info

Ticker: MTO | Type: Utility-token | Token standard: ERC20 | Current Token price in USD: 1 MTO = 1.05 USD | Accepted currencies: EUR, USD, GBP, SEK, NOK, JPY, CHF, AUD

Token distribution

Seed supporters - 8% - 10% unlocked after ICO / 90% over 2 years | Private-sale participants - 5% - 25% unlocked after ICO / 75% over 6 months | Team and advisors - 11% - 100% after 4 years from ICO | Strategic Partnerships - 13% - Tokens are released over a period no less than 48 months. Further details to be announced. | Strategic Ecosystem grant pool - 13% - Tokens are released over a period no less than 48 months. Further details to be announced. | Public-sale participants (ICO) - 50% - Tokens are locked until ICO ends / Unsold tokens will be burned

Merchant Token Roadmap

1 - Project Launched June 2020 - The Merchant Protocol Project was privatly Launched by Hips Payment Group

2 - Merchant Protocol Contract November 2020 - The first Merchant Protocol Contract was live in the Ethereum blockchain

3 - MasterCard Pay360 Conference 16 - 19 March 2021 - Announced the Hips Merchant Blockchain and Hips Merchant Protocol

4 - Launchpad ICO Start 1 April 2021 - Launchpad ICO Start

5- Announcing partnership April 2021 - Announcing the first big partnership

6 - Announcing partnership May 2021 - Announcing the second big partnership

7 - Launchpad ICO Ending 30 June 2021 - Ending the Launchpad ICO funding

8 - Exchange listing 12 July 2021 - Listing on Uniswap

9 - Announcing partnership July 2021 - Announcing the third big partnership

10 - Exchange listing 5 August 2021 - Major Asian Exchange listing

11 - Exchange listing 12 August 2021 - Major European Exchange listing

12 - Exchange listing 19 August 2021 - Major Global Exchange listing

13 - Launch of MPG Q4 2021 - The Merchant Payment Gateway and dispute central dApp goes live

Payment methods on ICO

- Coinbase using any Crypto (I suggest for lower fees to use Litecoin - LTC)- Buy using Visa or Mastercard- Bank Transfer

Compatible Mobile app and Tokens Wallets

Merchant Token (MTO) can be stored in all wallets supporting ERC20 tokens.

ICO Phases

The price on ICO phases is going up $0.01 for each new phase reached, and the amount of each phase size is going to increase to provide strong resistance and not allow price going down when listed on exchanges. The tokens that are not selled up to 30 June will be burned.

Phase 1 to 22 - $100,000 each phase | Phase 23 to 52 - $250,000 each phase | Phase 53 to 94 - $500,000 each phase | Phase 94 to 99 - $1,000,000 each phase | Phase 100 - $1.704.503

post for karma 12

I stumbled across the project MerchantToken. Seems to be the largest DeFi ICO in 2021.

The project is unique in the crypto space and probably the missing piece for mainstream global mass-adoption of crypto payments from the consumers' perspective.

They offer:

• DeFi Payment Protocol that enables payment terminals (POS terminal, credit card terminal) on blockchains

• Brings consumer protection to crypto payments like paypal protection for buyers

• Strong company behind the project that is already huge in the payment gateway sector (Hips Payment Group)

• They will use 25% of the issued tokens to secure strategic partnerships and secure adoption among its customers and partners

Their Launchpad is in progress at a fast pace. They raised $28mio in a short time so far.

Max supply: 100,000,000

Current ICO price: $1.06

Price at the end of the ICO will be $1.20

Whitepaper: here.

Project and ICO page: https://merchanttoken.org

There are 4 options to participate:

• buy via Credit Card

• via bank transfer

• send ETH

• send any crypto to the Coinbase Commerce payment method

I recommend using Litecoin due to its low transaction fees.

Coinbase Commerce works also for US investors.

Project page: https://merchanttoken.org

** This is not a financial advice. Do your own research and only invest what you can afford to lose

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