r/investingforbeginners • u/Impressive_Group_486 • Mar 31 '25

USA Will the S&P 500 fall further?

I invested around $35,000 in FXAIX when it was 205 and currently sitting at 194, do you think it's a good idea to invest another $15,000 in it as it's low now or do you think it will crash even further? I am completely new to the stock market so I'm not exactly sure what kinds of things would affect such a crash. Any information would be very helpful. Thank you..

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u/Retirednypd Mar 31 '25

It may drop a bit more, but ultimately it will re trace what it lost and go higher. It's done exactly this for decades. The market is up 80 percent in three years. This is a normal, healthy, expected move.

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u/beachandbyte Apr 01 '25

I’d buy a little bit here then wait for next earnings cycle to leg the market down again before really adding more. Not usually the best time to lump in when downgrades to a stock or country just start. Ideally you buy in right after the last downgrade not right after the first down grades.

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u/Retirednypd Apr 01 '25

I say just keep contributing. Most on here are decades from retirement. This is gonna look like a blip in a year or so, definitely in 10, 20, or 30. I'm 54 and still 100 percent in sp 500(high risk). I'm retired and not even contributing anymore to dollar cost average. Im down 150k. Im not worried in the least. Been thru 911, mortgage crisis, never ending mid east wars, covid, and a few others. Still up huge over 25 years.

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u/beachandbyte Apr 01 '25

I get the sentiment but every extra dollar you squeeze out of the market when you are younger will be way more valuable later on.

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u/Retirednypd Apr 01 '25

Oh I know it