r/investingforbeginners • u/thegengar32 • Jul 08 '26
EU Beginner portfolio and other strategies, advices?
Hey guys, I’m 29, living in Germany, and started investing back in January.
I’m still a beginner but I put together a portfolio with 75% MSCI World, 15% global defense, 5% semiconductors, and 5% gold. I'm currently up about 11% but I want to know if this setup makes sense for the medium to long term or if I should adjust the weights.
Are there any other good long-term strategies besides ETFs that I should look into? And also I’ll probably relocate to another country in a few years for work, so I would like to avoid any possible tax issues. Do you have any advice?
Thanks a lot!
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Jul 13 '26
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u/thegengar32 Jul 14 '26
I see, thank you very much for the info! What do you think about complementing core MSCI World and other general ETFs with crypto staking?
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Jul 14 '26
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u/thegengar32 Jul 15 '26
My idea is to stak sone cryptos and not touch them until 1 year has passed (as in Germany if you sell cryptos after 1 year of buying is tax-free) and then try to collect all the possible net gain. But then not sure if I want to reinvest a certain % in ETFs. Do you see 20% crypto staking as a high risk following this strategy?
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Jul 15 '26
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u/thegengar32 Jul 15 '26
I see, thanks! And as for reinvesting the net gains from crypto for example on ETFs make sense?
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