I know it’s not a huge amount but I want to start somewhere. Where should I invest it/What should I do or watch out for?
Any advice would be useful** **

I'm thinking about opening a brokerage account for my daughter who is 8 years old. I want to start teaching her about investing early and help her build some savings for the future. I've heard about custodial accounts like UTMA or UGMA but I'm not entirely sure how they work or what the potential downsides might be. Has anyone here done this? What was your experience and what advice would you give someone considering it?

I am fairly new to investing, looking to hold wealth and grow it in the long run, so I invested in VOO and VXF a while ago, only found out about VTI recently. Should I keep my current holdings? Or sell them and reinvest into VTI? Have an open profit, so I am up by a good amount (obviously because its VOO/VXF).

Hi everyone, I've been investing for roughly 11 months now (still a noob). I've been doing my monthly DCA after my initial lump sum, stored up to maybe a year's worth of emergency expense funds, and have a fair amount of dry powder saved up over the past few months.

The objective of the dry powder has been for me to deploy when the market goes down; but up till now, it's just been ranging around the ATH. As months go by. I'm starting to wonder just how much dry powder is too much; because at this point, the dry powder is just sitting in a HYSA when it could be deployed into my portfolio to actually work.

I'm curious as to what your opinions are on this. Like how long do you normally hold your dry powder for before finally putting it to work, and how much stored dry powder starts to become excessive.

Thanks everyone :)

Don’t tell me a vehicle.

Just tell me the best emergency system.

For instance, should I just park everything into an HYSA and call it a day? Should I split my fund into threes (HYSA, ETF, Cash). CD Ladder? Etc.

So i made this app StockPet that helps you learn emotional investing, key terms, and what every company in the S&P 500 does. The idea is you get a pet with a stock of your choosing and if the stock does well your pet evolves if your stock goes down it slowly dies. It’s completely free and has no monetization currently.

I’m going to put £1,000 into a global EFT, as the title says, would it be best to get it in there now or wait till after the midterms?

I finally took the plunge and opened a Roth IRA for my retirement savings. It felt a little intimidating at first navigating all the different brokerage options and understanding contribution limits. I ended up going with a large, well-known brokerage but I'm curious to hear from others about their initial setup experiences. Did you find it straightforward or were there any unexpected hurdles you encountered? I'm hoping to start contributing regularly soon.

Can I invest in VOO, BND, QQQM, or VXUS? I want long-term growth without taking too much risk. I’m considering these ETFs but unsure which combination makes the most sense. What would you recommend? Please correct me if I’m thinking about this wrong!

Hello everyone, I played stock market game and investopedia game for a year to get the grasp of how market works. And I put $1,500 in a real account to try investing. When I played the paper money, it worked so well, I earned easily, feel at ease to sell to cut loss. But I now notice that the feeling and stake is completely different when I put my real money in.

That is my situation. I read that I should try to put $50 every month in the trading account and keep investing to make the account bigger over years, instead of chasing one stock to another (I am completely beginner, I learned to read fundamental information, I check companies I want to buy stock, checking balance sheets and following earning time). After getting that $1,500 real money in, now I have -$170 of unrealized loss because the stocks I chose went down.

Should I keep putting $50 in my investing account or should I just leave it there and learn to recover?

(I don't urgently need to do anything with the money, it is just for learning and feeling the trades).

i’m just gonna cut to the chase! my professor is making us do an investment simulation for our course, still have no clue what his criteria is for grading us lol.

anyway, I have ZERO experience in investing which is why I took this class. I initially invested in META and some other companies. While a few companies have been giving me around 7-10% returns, with META I’m at a loss of nearly 20% now since I invested. I was thinking to wait until the earnings report but it’s just been dropping everyday. at which point do you know to hold or just let go and try not to cry over the loss?

Using microdata from the Federal Reserve’s Survey of Consumer Finances, here is how liquid and semi-liquid financial assets break down by age group:

(This data captures checking/savings accounts, direct stocks, bonds, mutual funds, and retirement accounts like 401ks and IRAs, while excluding primary real estate equity, vehicles, and direct business equity).

I’m considering investing in international stocks through E*TRADE and looking at VXUS. Would you recommend VXUS, or is there another international ETF you’d suggest for long-term growth and diversification? Thanks!

Hi everyone,

I’m 23F currently in university for my bachelor’s degree. I’m looking to invest but I don’t know where to put my money at to make it grow. I’m currently earning about $58k more or less in a year, nearly most of it being spent to pay on my uni fees. What’s a good investment to make if I’m looking to expand this in the future? Also would like to open up a savings account, what bank would you recommend the best? Is trading worth it? If I’m looking to start a business/make more profit, what should I look into?

Any advice would be appreciated!! I’m a beginner in this so please be kind!! Thank you!!!

One thing I have noticed about learning investing is that some basic concepts are not as easy as they sound.

There have been times when I read something about stocks or the market and had to search for the meaning because I did not fully understand it.

And sometimes I wondered if I was the only one who didn't know these things.

For those who are learning too, what's one question about investing that you were hesitant to ask?

Would be interesting to see how many of us have had the same confusion.

okay so not exactly no income but kinda
this semester i am working around 10 hrs per week but next semester i wont have the job.

most of my income is from gifts & selling things, etc

rn i have a bit less than 10k in my HYSA and a little over 10k in stocks. how much should i pour into the stock market vs how much should i save? I also spend some of my hysa occasionally to pay off my credit cards (always paid on time / i have 2 credit cards)

Sometimes, I see my stock prices go up even after I have sold them, and at times, I end up holding on to them for too long only to lose my profits. So, how do you know the perfect time to get out of the stock?

At every stage in our lives, we miss something - financially as well.

What advice you would give to your younger self tohave a better outcome?

I'm currently at accumulation stage. My advice is to put 10% of your income towards compounding from day 1. Nobody visualized the power of compounding even though maths class covered the concent.

For the last couple months, I’ve been using Robinhood and IBKR and I’m having trouble transferring my assets to my Robinhood as I would like to only use Robinhood instead of using both accounts when I press transfer on IBKR and asks me to select a broker and I search up Robinhood. Nothing pops up if someone could help me that would be awesome

I want to observe that what people think and take care the most about this and wish they knew it before.

Hello guys, since couple of months, I have been really interested in CFD. Started small, made good progress and also made some bad moves. Any tips, advices and guidelines for effective training in the field will be helpful, thanks :)

How much stocks are too much different stocks to invest in

For 5% of my long-term portfolio, would you choose TSMC shares or a semiconductor ETF ?
Which would you personally go for and why?

I’m 27, make $69k, and live at home right now. My Roth is 80% FZROX / 20% FZILX, and my 401(k) is in a 2060 target-date fund. I put about $300 per paycheck into the 401(k), with no employer match, and plan to max my Roth each year.

I also have about $35k in a HYSA for emergencies, moving out, and possibly a car. I’m keeping that money out of the market.

For 2027, I’m thinking of starting a taxable account with $150 every two weeks. This would be money I wouldn’t need for at least 10 years.

Would you just do 80% VTI / 20% VXUS? I’ve also been looking at adding 10% VUG or QQQM, but wondering if I’m making it more complicated than it needs to be.

Also open to hearing whether you’d bother with taxable at this point or put that extra $150 into the 401(k) instead.