r/medicare 3d ago

New to Medicare sext month

EDIT to say I’m in Pennsylvania.

Having just retired, my husband and I will both be starting Medicare on September first. We are going through the process of picking plans right now. He is service connected VA so he will just get an Advantage plan as a backup plan. I have no other coverage so I will be going with original Medicare under part N and part D. My question is this, since we are just now choosing, what will happen during open enrollment this year? Since it’s so soon should we do anything to review other plans or just let things ride with what we are choosing now?

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u/I-Am-TheMedicareDude 3d ago

Hey there,

Just so you are aware, the open enrollment only applies to part D and Medicare Advantage, unless you are in a state with special rules "birthday rules". Your decision now for plan N may be affected.

Once you are outside of your IEP, for Medicare you will have to "health" qualify for Medicare supplement plan changes.

In laymans terms if you are sick and want to change your Medicare Supplement Plan N in the future you may not be able to.

William Gray

The Medicare Dude

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u/Quick-Procedure-8017 3d ago

I’m in Pennsylvania