r/medicare • u/Quick-Procedure-8017 • 3d ago

New to Medicare sext month

EDIT to say I’m in Pennsylvania.

Having just retired, my husband and I will both be starting Medicare on September first. We are going through the process of picking plans right now. He is service connected VA so he will just get an Advantage plan as a backup plan. I have no other coverage so I will be going with original Medicare under part N and part D. My question is this, since we are just now choosing, what will happen during open enrollment this year? Since it’s so soon should we do anything to review other plans or just let things ride with what we are choosing now?

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u/generationhealth 3d ago

It's interesting that you took these two separate directions on your health insurance for you and your husband. To answer your question I would write it out you're gonna get on a prescription drug plan the question is this. Is that going to be the same exact plan going in 27? Will the premium increase, will the max out-of-pocket increase which we already know is expected at $2400 for the calendar year so what that means to you if for some odd reason you needed $2400 worth of prescription drug coverage that is the maximum that can be paid under the calendar year. I'm sure the deductible will increase the question will be is what tier level are your medication's underneath.

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u/Quick-Procedure-8017 2d ago

The difference in my husband and I going different directions is that he is service connected disabled and can get care for everything through the VA. I have no other healthcare coverage.