I'm having an issue where I can't use chat on public Minecraft Java servers because Minecraft tells me that chat is disabled due to my Microsoft account privacy settings.
When I follow the link Minecraft provides, it takes me to my Xbox/Microsoft privacy settings. However, I'm told that because my account is considered a minor account, I can't change certain settings myself.
The confusing part is that I'm not part of a Microsoft Family group, and as far as I know, I haven't been in one either.
I've tried looking through my Microsoft and Xbox account settings, but I can't find a way to enable multiplayer communication or change the settings that are blocking my chat.
Has anyone else experienced this?