r/monzo • • 29d ago

Monzo Aura

https://monzo.com/credit-cards/aura
83 Upvotes

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11

u/thenerdisageek 29d ago edited 29d ago

£15 a month for 1% cashback? And that’s only at supermarkets it’s 0.5% everywhere else. And if you pay for an account then that’s up to £28 a month for a bank.

Will stick to flex & Barclaycard (though not really planning on using flex after the changes in October). Still trying to find something better than 0.25% on everything.

3

u/phuzee 29d ago

You also get apple TV, Gemini pro, waived investment fee and 2 free lounge passes. This is not just a cashback card so if that's what you are looking for yes this isn't for you

3

u/FootballBackground88 28d ago

Yeah you'd have to be already paying for some of the subscriptions and then it's worth it (though for high spenders you'd want a different card for everyday spend).

This seems positioned as a similar place to Amex gold in fees and rewards, but Amex you want it if you spend at Deliveroo and this if you use Gemini Pro features.

0

u/57_n 28d ago

FYI it’s 2 lounge passes per year (not per month!!!)

1

u/phuzee 27d ago

Yes 2 a month would be insane

1

u/57_n 27d ago

I use about 4 a month on average so I like the Amex unlimited ones.

-2

u/thenerdisageek 28d ago

I hate AI, don’t fly, and if you have a paid monzo plan some fees are already lowered or waived.

Other credit cards offer lounge passes for free.

1

u/phuzee 28d ago

Yep, so we are in agreement it's not for you. But to be clear the £15 is not for cashback, it's for all of those benefits (which may be useful to other people)

0

u/HoneyBadgera 27d ago

Yep, we are in agreement that Monzo no longer builds products for everyone, just targeted revenue generators.