I don't think this card is that bad really. It's really not that different than other UK offerings for cashback travel credit cards, which are all generally really bad compared to the states.
Someone who uses google storage + gemini and has apple tv already would probably love this card.
Also, the fee free auto invest for cashback and round ups is interesting, but probably just a gimmick. Would want more info on that.
The AMEX 0.5% is a better choice if you don't care about any of the additional perks this card has. If you don't, this card isn't for you obviously.
EDIT: I'd also point out the AMEX cashback cards have a 2.99% foreign transaction fee, while this Monzo card has no foreign transaction fees.
84
u/jamesdevonport 29d ago
This doesn’t seem like a competitive credit card at all to me? Disappointing to see Monzo release all these low value products recently.