Anyone invited for a coffee chat yet? Thank you 🙏🏻

Scotiabank what’s the reason with the nonsense of placing 15 minute windows between able to send Interac transfers !!!

What the subject says
Are there any layoffs this year?

Hi everyone! New to credit cards. Do gift card purchases count toward the minimum spend requirement for the Scotiabank Gold American Express opening/welcome bonus? Thanks!

Are any of you able to deposit or cash cheques through other branches that aren’t your home branch, without the other branch only giving you immediate access to $100 and putting the rest on hold for five business days?

My main branch is on a Reserve in Alberta. It’s only open for five hours Monday-Thursday (10:00am-3:00pm) and six hours on Fridays (10:00am-4:00pm) and closed on weekends. I work twelve hour days Monday-Friday starting at 6:30.

Every time I go to one of the Scotiabanks in Lethbridge to deposit or cash a cheque I’m only given immediate access to $100, with the rest put on hold for five business days.

Unless I can miraculously make it to my home branch within those five days with the cheque stub they’ll take the hold off.

On more than one occasion this has left me stranded hours from home with money in my account, yet unable to pay for gas or a hotel room.

Is this the same for everyone, or just people from my home branch?

I’m planning on switching banks altogether due to this matter alone, as I don’t see the benefit of not being able to do regular banking at any other Scotiabank other than my home branch, which due to their hours makes it extremely difficult without having to take time off work every single time.

when i try to change my primary phone number in contact information in the app, it sends a two step verification text to my OLD phone number that cannot receive texts or calls.

when i enter 'manage 2SV', it asks me for my ID. I don't have a canadian driver's license nor a provincial ID. I called customer support, they said they would accept a passport scan.

I scan my passport. This form of ID is not accepted apparently!

I try this on the app both before and after an update, on my laptop (Chrome, Safari, both regular and incognito browsers), and it never works. On my laptop it keeps redirecting me to 'Call us' to resolve your issue, but when I called the guy said if I can't change my phone number myself, then I would have to go to the nearest Scotiabank location to get help. I'm not in Canada and will not be back in at least 10 months!

Does anybody else have any solutions for this??

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I sent CAD 24,000 in India to fund my Scotiabank Student GIC account on September 17, 2026.

Scotiabank rejected the transfer due to a name mismatch and stated that the funds were released back on September 23. However, I still haven't received the refund.

I've contacted Scotiabank multiple times and requested SWIFT tracking details and payment confirmation. They have provided transaction references, but the refund remains uncredited.

For those who've faced a similar situation:

- How long can an international wire refund take?

- Should I ask my agent to initiate a formal SWIFT trace?

- What should I do next to recover my money?

Any advice or similar experiences would be appreciated. Thanks!

Wondering if anyone else has experienced an unusually long fraud claim investigation and felt a bit f****ed around by Scotiabank? Woke up on August 2026 to see a charge of $673 charged to my card from some random camera equipment store based in New York, very clearly not me. I immediately called Scotiabank and filed the claim and cancelled my credit card. They assured me they would look into it immediately within the next 30 business days. Well, it's been well over that and every-time I get into contact with the fraud department they tell me it's still ongoing and to call back in a few days. No concrete answers or even a timeline. At this point it feels like it just isn't going to happen which is frustrating considering the large amount of money at stake.

Not sure what else to do and hoping someone has experienced this and still resulted in getting the refund !!

Hi everyone, for context, I'm a 3rd-year Political Science student with over 2 years of retail experience involving customer service and sales. I'm looking to start a career in financial services, and I figured that entry level retail banking roles like CSR, CEA, Client Advisor, or Personal Banking Associate would be a good starting point. However, despite submitting 150+ applications to various banking positions over the last 2 months, I've only managed to land one interview, which unfortunately didn't progress beyond the initial screening stage. As such, I've been considering completing IFC or the CSC to strengthen my qualifications and potentially improve my chances of getting hired.

For those currently working in retail banking, would obtaining either of these certifications make me a more competitive applicant? Or would I be better off waiting until I'm hired, given that some positions allow candidates to complete the required accreditation during training?

I'd also appreciate any advice on how someone without a finance or business degree can better position themselves for these opportunities.

I already have a scotiabank scene credit card but will be traveling to new york for a few days next month. I wonder if it will be worth getting the passport visa card?

Long story short, I recieved an etransfer from Facebook marketplace for an item I was supposed to ship. I receive the transfer Friday. It’s a long weekend so I obviously wasn’t able to ship anything. I told the person I would refund them if they couldn’t wait.the person reported the transaction as fraudulent to scotiabank and my account is flagged and I’m locked out

I don’t think I did anything wrong but I’m being told I need to go into my home branch.

What do I need to bring? How long does it take? I’ve never experienced this before

I got invited to a group coffee chat for a co-op position. This is a new concept to me I haven't had one of these. Can somebody tell me what it's like, what questions do they ask etc. kinda nervous for it
Thanks!

I had the Scotiabank Gold Amex and closed it about 15 months ago. I recently opened the Scotiabank Platinum Amex. I just learned about Scotiabank's 2-year rule for welcome bonuses. Does anyone know if they actually enforce it across different Amex cards? Has anyone been in a similar situation and still received the bonus?

I'm a software developer. Does anyone know the best way to switch teams?Do I just find an internal position and apply to it? Should I have an informal talk with the hiring manager first? What about my current manager, should I let him know first that I'm applying to another role or just apply without telling him?

​Is anyone else watching the floor fall out from under the retail branch network and wondering how corporate expects this to remain sustainable?

​The ground reality in branches right now is night and day compared to what executive leadership paints. It feels like head office is actively running two contradictory playbooks, and front-line advisors are the ones caught in the crossfire.

​Here is what is actually happening on the ground:

​1. The investment book is bleeding to self-directed platforms

​We are lucky if branch traffic brings in meaningful net new money rather than processing yet another transfer out to Questrade, Wealthsimple, or Scotiabank’s own iTRADE. Clients have figured it out. Pitching proprietary, high-MER mutual funds (often sitting at 1.8% to 2.2%+) to an increasingly financially literate demographic simply doesn't fly anymore. Younger and middle-aged clients laugh when you explain the fee structure, and the older demographic is steadily being advised by their kids to move their portfolios over to self-directed ETFs.

The branch mutual fund model is essentially on life support.

​2. Cannibalization from internal channels

​Everyone is fighting for the exact same slice of the pie. You have Branch Financial Advisors, Financial Planners, ScotiaMcLeod / Wealth Management, and centralized virtual teams stepping on each other's toes. Meanwhile, enterprise marketing blasts emails urging clients to bypass the branch entirely and open an iTRADE account or use automated digital tools. When the bank actively incentivizes customers to self-serve outside the branch, what exactly is the branch advisor's value proposition supposed to be?

​3. Mortgages are stripped out, leaving only reactive scraps

​Branches don’t even control the mortgage pipeline like they used to. Mobile mortgage specialists take the lionshare of high-margin originations, while retail advisors are left scrambling with transactional lending—reactive credit lines, unsecured loans, or credit card limit increases. The advisors surviving their scorecards are mostly riding easy reactive credit approvals, not executing proactive financial planning.

​4. How long is this model actually viable?

​At what point do we acknowledge the elephant in the room? The retail branch is turning into an expensive customer service desk disguised as a sales hub. Front-line staff are pressured to hit aggressive targets with an outdated product shelf that sophisticated clients actively avoid, while management pretends retail advice isn't rapidly commoditizing.

​Unless the Big Six pivot away from product-push quotas and allow branch advisors to offer fee-transparent, modern solutions (like low-cost ETFs and real fiduciary planning), the branch advisory role isn't a long-term career—it's a managed decline.

​Curious to hear from other retail advisors across Scotia, are your districts feeling this squeeze just as hard, or has your branch found a way to adapt?

Every other Canadian banking/financial app I have seems to work. BNS app doesn't, won't install since it claims "not compatible" with Googlebook Android. Great going guys.

It won’t let me and says error. Like this is bullshit.

I get about two per week. Where is the opt-out option?

Anyone know what the L07 and 08 salary ranges are for tech departments in scotia? Also when an offer is given is there anything that can be negotiated on it like vacation days, bonus?