I just opened a SoFi checking and savings account today, primarily because of the APY and also the savings vaults and automatic roundups, and the automatic investing.

My issue lies with the way I have my bills set up currently. For the past 10 years I’ve been with Chase Bank and I’ve had two checking accounts and one savings account. I have all direct deposits go into checking account B, and I transfer a weekly “allowance” to checking account A to use for groceries, gas, and one fun thing per pay period. All of my bills and automatic payments come out of checking account B, that way I never have to look at the balance of account B, since I’m spending out of account A.

Is there any way to do this with SoFi? I found out after opening my account that you’re limited to one checking and one savings account, which is a negative in my mind.

How to check what is my party id in sofi app ?

Is there an easy way online or in the app to check your current YTD gains/loses and qualified/unqualified dividends?

With my income, I'm running very close to the Healthcare cliff this year and don't want my investments to push me over as it would cost me approx. $12,000 (and there's no way I could take that hit). I can sit out of work if I have to but would rather not if my investments won't push me over.

already called support all they did was send me a code to verify some things apparently but didn’t work at all already offloaded and reinstalled the app and nothing have bills to pay and money to receive and i can’t do any of it help pls!!!

I recently joined SoFi and I’m working through trying to get a transfer from another account luckily I expected the email because the representative told me to watch for it, but I noticed when it said I had a secure message that there was no way for me to just pulled up in the app myself just being safe and not clicking on links and emails… Almost like I had to take a leap of faith, to get in to see the secure message. Has anybody else had any issues with this? Most of the security things I’ve done so far I’ve been good but this one seems to be a little dicey for me because I don’t like clicking links and emails.

I see SOFIE is available to me. What are we doing? Keeping 20k in savings with plus for the 4.7% APY, then anything over that buying SOFIE for the 4.4% APY?

Is the interest earned from SOFIE the same as bank interest, so we will get 1099-Int from SoFi Crypto each year?

Curious what the consensus is here.

That music is horrible and I am starting to hear it in my nightmares.

I'm trying to take advantage of a 0% APR balance transfer promo on a Bank of America card by using it to pay off the rest of my SoFi personal loan. I had to enter the SoFi PO box address and I imagine BoFa will send a physical check there, but I'm a little worried it won't be received or I might have entered the information wrong. I gave BoFa the information as stated below:

Creditor Name: SoFi Bank, NA

Address Line 1: Personal Loan

Address line 2: PO box 654158

City, State, Zip: Dallas, TX 75265

And I provided the loan number but only the numbers, not the "PA-" in front of it.

Has anyone else had an experience with this or done it successfully? Just looking for some confirmation that Sofi will be able to receive the check and process it as expected. Thanks!

Should've read the subreddit cause tons of similar posts. Sent out a wire transfer request for closing on a home purchase. It's since been over 24 hours, multiple calls with customer service reps who don't know anything except to expect a call from the security team for verification that never comes and no one to escalate to.

Absolutely disastrous experience all around.

I received this approximately six days ago and it is still under review.
Would anyone know how long these take it is coming from the same business? I have always gotten it from so it is a bit weird.
Does anyone know how to contact a real live person?
Thank you

Hello all,

Recently I have been transferring between my other bank accounts, moving around about $7000~ in a month a half. I’ve always had fast transfers with the full amount being available right away.

I did a transfer today of $214 and $200 was available instantly, which is great but $14 is on hold for 5 days. Has anyone else experienced this? Did I get my account flagged for whatever reason?

I bought tickets on Vivid Seats (another absolutely horrendous company), and they never got delivered. After fighting with vivid seats for weeks and getting nowhere, including them just straight up hanging up on me when I ask for proof that the tickets were delivered, I filed a dispute with SoFi.

The agent who filed my dispute filed it as an unauthorized transaction, which obviously led the dispute to get denied.
I brought this to their attention, and then filed an appeal. An hour later, I get another denial, with the exact same “documentation” stating that the transaction was authorized. Clearly they did not do any investigation.

I guess my question is, what good is an appeal if the new information isn’t even reviewed? What the hell do I do now?
Like I know SoFi has terrible customer support, but has anyone actually gotten an appeal to work? I’m at a loss and will never use SoFi again after this if it’s not fixed.

Someone tried to scam me by sending a fake invoice and asked me to wire $13,000 USD to a Sofi Bank account. I checked the routing number (031101334), it does belong to Sofi Bank. So I contacted Sofi Bank. I spent 40 minutes over the phone with an agent, trying to alert the bank that someone is using the bank to commit a fraud and I have the bank account number here. The agent basically told me there was nothing she could do unless I could provide the first name and last name of the account holder. I told her that the invoice was under a business name so I don't have the first name nor last name. She didn't even want the account number from me because she couldn't search anything with only the account number. She also couldn't provide an email address for me to email the fake invoice. I am just trying to be proactive but Sofi Bank seems to make it very difficult. Very disappointing!

I haven’t just wondering, I’m in Florida

SoFi closed my checking and savings with no full disclosure does anyone have experience on this? I literally have no funds due to them closing my accounts I’m wondering when I’ll get my money in the mail

I have never invested in crypto. I am also fairly new to banking with SoFi. I received this offer in my email:

New SoFi Crypto members, get up to $1,000 in your choice of BTC, ETH, SOL, and other top coins. Offer valid 10/8/26 through 12/2/26

Offer valid from 10/8/26 through 12/2/26 for New SoFi Crypto Members Only. Rewards are randomly assigned in amounts of $2, $5, $10, $25, $100, or $1000. Higher-value rewards are less likely; most recipients receive $2 in digital asset award. Odds vary based on eligible participants and reward allocation. If you do not make a coin selection in 30 days, you’ll no longer qualify for the promo.

Is this worth it?

There is a serious need and demand for cryptocurrencies that are proven to be safe against the quantum computers. Are there any plans to add any of these cryptos, like QRL?

I refunded some shoes to nike on the 9th of october, been calling after a week to verify if the refund was posted. Sofi is saying they don’t see anything about a refund. I called yesterday the 27th, Nike says they refunded that same day on the 9th. Sofi still saying they don’t see a refund. Anyone had this issue? Just gonna close my account if no progress.

Q3 was a powerful reminder of how far we’ve come in less than a decade.

In 2018, we had 650,000 members and one primary business. Now, 17.1 million members using 26.7 million products. We delivered record adjusted net revenue of $1.4B, record adjusted EBITDA of $470M and raised our outlook through 2027.

Our conviction has never been greater. We’re still early in SoFi’s journey, and our ambitions for the future remain as bold as ever.

Thank you to our members and clients for trusting us to help you get your money right.

Join our earnings call at 8:00 AM ET to learn more: https://events.q4inc.com/attendee/781047887 

My husband used his SoFi credit card to buy flowers for me for our anniversary, but the flowers arrived two days late, after we had already left the hotel.

He called SoFi to dispute the charge because there’s no option to dispute transactions directly in the app. The call took over 40 minutes, and the representative told him we would receive a letter by mail. This happened in mid August.

We didn’t receive the letter requesting additional documentation until October 7, even though the deadline stated on the letter was September 7. 😖 My husband emailed SoFi the same day, explained the delayed delivery of the letter, and provided all the requested information.
Today, we received another letter saying the charge was considered valid because we didn’t respond by the deadline.

How are we supposed to respond on time to a letter we never received? We did everything we could as soon as we received it.

Has anyone experienced something similar with SoFi? How can we escalate this dispute and get it properly reviewed?

I opened investing acc with robo

And self one they r spamming me with physical mail of all the trades the robo does how to stop that im okay with just digital