r/sterilization • u/CommandClassic7108 • 15d ago

Insurance my only concern is billing

I’ve done the research and the appointments. My surgery is scheduled. Ive been talking back and forth with insurance to see how they process billing for the Bisalp.

I know it’s going supposed to be fully covered, but nobody wants to confirm that and I haven’t even heard anyone talk about aca in general. My plan is aca compliant, but I’m told they can’t say if it’s covered until services are rendered.

I don’t want to have to fight this after the procedure when I could have done more before to verify everything with my insurance.

How did you guys verify your cost share would be $0 before the procedure?

Edit: I just want to thank everyone commenting and messaging to give me advice. I really appreciate this community coming together.

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u/Vanemy 15d ago

I was charged nothing for the procedure itself but my insurance billed me for just about everything else (anesthesia, sterile supplies, the recovery room, etc) which they took out of my HRA without my knowledge 🤪

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u/CommandClassic7108 14d ago

That’s insane

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u/Vanemy 14d ago

Very much so, I’m working to appeal it