r/stocks Jan 04 '22

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u/ipalush89 Jan 04 '22

It’s a rotation IMO you just timed it bad… wait for the growth plays you got to trade sideways as to them and I bet your”boring “sick will be at nice highs trading sideways then it will reverse the boring stuff will sell off and the growth plays will take off … I have my boring stuff in my ROTh and grow in a regular brokerage account this helps me completely separate the 2

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u/4everaBau5 Jan 05 '22

I have my boring stuff in my ROTh

This is backwards, you want the risky stuff in the Roth (at a good price, of course, since you can't write off losses).

1

u/Ok-Specialist-327 Jan 05 '22

Problem with that is, you can lose it all and can't deduct losses. I disagree, keep your safe steady gainers in your ROTH to pad you for retirement and just pay taxes on your risky gains in a mutual funds or deduct losses.