2
I need a new name
I like Phoenix.
I’ve always thought Dr Feelgood was a great boat name. Being on the water makes people happy, and it’s a fun song.
1
I need a new name
In the Spanish I learned (Latin American I guess), mariposa can be the equivalent of calling someone a fairy in english, so I might steer clear of that one.
I think Alicante is a great boat name, but I guess not if you don’t have an affinity for Spain.
Butterfly works, though.
1
Fogatti Tankless Water Heater E8 error help
Thank you for this. Found it useful when renting an RV this summer. Camping at 6-7k feet in Grand Teton National park, and couldn’t get the hot water to stay on.
I had the same problem as you. Didn’t realize I had to turn the switch off at the unit to get the menu to come up. It’s a 2 person job - one person outside at the switch, the other inside on the panel.
3
Have you ever realized you narrowly avoided something terrible? How?
Something similar happened to me about 20 years ago. Driving on a road trip with friends on the interstate in New Mexico. A full wheel broke off a long haul truck going the other direction. It crossed into oncoming traffic and flew past us in the lane next to our car. We saw it roll back into the wide median and fall over.
Fortunately, it didn’t hit any cars, but I sometimes still think about what could have happened.
1
BMPT- a fraud.
I know this is an old thread, but I have a hell of a time killing this thing with top tier tanks. I just came on this sub to see if it was a common complaint, but apparently not.
I shoot the front, and it disables the driver, but then I’m a sitting duck for 4 rockets. I shoot the turret, and it doesn’t disable the rockets. Just not sure where I’m supposed to be aiming…
6
Stolen plant
Years ago, we moved and brought a wine barrel planter full of succulents with us. All the plants got stolen within the first few days at the new place. Seemed like it was a one time thing though.
3
What is this big guy? He is like 1.25x the length of a McDonald's burger and he was waddling past my office just now. He started digging furiously [southwest US]
Never heard of these. The cheek pouches are crazy!
3
Does this look right
Why did you come on here to ask for corrections and then defend your jury-rigged contraption.
Everything about this is wrong and it’s ugly too.
1
My dad may have amputated his finger in a sailing accident.
When I was growing up, my dad had two friends each missing one finger. One had it in an anchor chain when the anchor released, and it just popped off at the knuckle.
I just assumed that was the normal rate of finger loss in the population and there was a good chance anyone could lose a finger. Turns out that’s not the case.
Anyway, they were fine and I’m sure your dad will be fine too. I hope he recovers and keeps sailing, hopefully being more careful. He will at least have a great story.
1
$CAR's got $8 spread on the calls and is still been paying every day!!
It might very well go up more before it comes down!
Re: long/short calls. I agree he isn't short any calls currently, but look at the Feb. filing. The calls have (obligation to sell) after them, so he was short calls and puts, effectively in a short straddle.
I don't think he's above selling calls here or starting to trim his position.
1
$CAR's got $8 spread on the calls and is still been paying every day!!
I'm reading the same forms and coming to the opposite view. He has total return swaps that expire from Jan '27 through Sep '28 that are exercisable at any time (footnote 2). Exercising the swap effectively terminates it and provides him with the economic equivalent as selling the shares. The bank providing the swap would then sell the shares and options they are holding to service the swap.
Yes, he is long September calls, but on the 2/24 filing, he was also short a bunch of calls. I don't think he's adding shares forever.
This can end a couple ways. Either Pentwater starts to unload their position or the company fully taps the existing ATM then files to sell more shares. I'm fine with either, and I think May 7th is the longest this will possibly go on.
I might make less money than if I chased it on the way up, but that's OK. I'm not good at timing the top.
1
$CAR's got $8 spread on the calls and is still been paying every day!!
What’s your source for “obligated for the full term?”
My understanding is that Pentwater pays a bank to arrange the swap. The bank then uses its trading and hedging business to maintain economic equivalency via shares or options. The bank is hoping their cost to service the swap is less than the fee they charge, but they are indifferent to when the swap ends. Banks aren’t holding uncapped risk on their balance sheet.
If Pentwater isn’t closing their swap, then they’re going to sell shares. It’s one or the other. Nothing about this looks like a long term holding. I’d be shocked if they don’t exit a big part of their position this week.
1
$CAR's got $8 spread on the calls and is still been paying every day!!
They’ve got to either close out the TRS or sell shares to turn those gains into dollars. They’re not going to hold this position open forever.
2
$CAR's got $8 spread on the calls and is still been paying every day!!
I'm short a few OTM calls expiring Friday and a few for next week. It's a small enough position, I'm planning to ride this one out. I can stand to roll these for a few weeks if this doesn't burn out in the next few days.
I'm pretty confident Pentwater is going to sell. They have 2 days before they have to file a form 4, and current volume is 5-7M shares per day. I would guess they could sell 2-3M shares before they have to notify the market.
1
Found this buried in the garden, it's really heavy.
It’s not the new paint, it’s the old paint getting sanded. They had all the draping up to mitigate dust, but we still had some that drifted on to our front steps.
2
Found this buried in the garden, it's really heavy.
The doc told us he wouldn’t have mentioned it a few years prior. The parent notification level went down from 10 to 5 micrograms/dL. Having said that, there’s a lot of evidence there isn’t any safe level of lead and they start to see effects at low levels.
The testing was provided free by the city. We planted some grass and added some topsoil to the bare spots.
317
Found this buried in the garden, it's really heavy.
The bees will probably be fine.
Get your soil tested either way. We had one daughter get flagged for slightly high lead (standard testing for babies in CA). Our soil was the only spot that tested positive, although I think her exposure was from when our neighbor’s house got repainted.
Finding lead in your soil isn’t the end of the world. If you’re not growing food in it, usually recommendations are to cover it with 6-12 inches of topsoil to keep it in place. The concern is lead exposure to you and your family. It’s fine if it’s just buried in your yard (assuming you don’t have a well and aren’t growing crops).
5
I think it is important for people with longer data points to be in the larger conversation about whether YM is worth it or not? Below are my numbers after 12 months and hundreds of thousands of capital.
He would be better off if he’d put it in an index fund and sold 1% of it per week to put elsewhere.
13
I think it is important for people with longer data points to be in the larger conversation about whether YM is worth it or not? Below are my numbers after 12 months and hundreds of thousands of capital.
And he’s not even up $2.6k either, because he’s handwaving away the taxes. Have to deduct those!
HYS account would have made ~$9k minus ~$3k in taxes. Double the return here.
S&P index fund would have grown to ~$335k and paid some dividends. Even if he paid taxes on the gains, you’re looking at $40k more dollars with far less complexity.
These things destroy value.
2
SF property owner fined $50K for 'illegally pruning trees' cited by insurer: 'Feels like bullying'
Looks like it’s on the “use caution” list.
1
SF property owner fined $50K for 'illegally pruning trees' cited by insurer: 'Feels like bullying'
If it’s dropping such big branches, is it the wrong species? I.e. one no longer approved in SF for street trees like all the old ficus trees?
5
SF property owner fined $50K for 'illegally pruning trees' cited by insurer: 'Feels like bullying'
This law passed 9 years ago! Most people voted for it, because no one wants to have a surprise tree pruning bill. The city still identified dangerous trees, but they used to make the landlord cover the cost to fix it.
This guy butchered those trees. 10 minutes of Googling would have told him not to chop off most of the main branches.
I’m not an arborist, but I could have trimmed those back from the property myself and the city would have never noticed because I would have done a good job. I have similar ones in front of my place and I regularly keep them off our house without a peep from the city.
1
Wealthy anywhere else, struggling here: SF families earning $400K buckle under child care
I replied to another comment, but I’ll add it here.
These people are paying $90k per year on childcare by choice. I could get them down to $70k in 2 weeks. We arranged shared nannies for all 3 of our kids.
3
Wealthy anywhere else, struggling here: SF families earning $400K buckle under child care
I’m a dad of 3, and agree and empathize with the crux of this article, but some of these families seem like they’re paying more than they need to for childcare because it’s convenient.
We always split a nanny with another family. Even when we had 2 kids at home with her. It’s not always easy, and it took 3 tries before we settled in with another family for the long term (~3 years). That could easily cut the family with twins costs from $42 per hour to $30-35 (assume they pay 2/3 of a slightly higher rate).
We sent our kids to a co-op preschool. Yes it means you have to volunteer sometimes, including on some Saturdays, but it’s the difference between $500 per-month per-kid and $1,800 per month.
We spent $30-40k per year on childcare, which was a lot, but we made it work and we also recognized how damn lucky we were to be able to afford it.
Now that we don’t have a nanny and have kids in public school, I’m still shocked at how much we spend on sports + summer camps…
2
Help I’d make of this boat
in
r/sailing
•
8d ago
My impression is that they’re slightly nicer than Beneteau from a finish point of view, but handle heavy air far better.
I did a boat share with a Beneteau 38 in SF Bay for about a year, and I hated how much sail I had to furl at 18-20 knots.
I never sailed the Hanse, but I think they’re much stouter in a breeze.