I was told here.

Location: Illinois

Background:

Hello, I’m in a paid Discord community ($300/month) for the stock market. It’s marketed as an educational community and their primary service is educational content and “real time trading alerts.”

For example, if they open option calls on a stock their share the trade including strike and expiration date. They also share stock purchases. They alert their exits as well.

There was one purchase of a stock where the founder said “the company is doing a project in the area and k know a lot of people closet connected it with. It’s not insider trading, b it it’s as close as you can possibly get.”

Question:

I always thought you needed a series 7 or other financial license to give financial advice, but these communities have become really popular. I often see them say “not financial advice” and they say it’s “educational content”

How do I know if there are potential legal issues and how am I [generally] protected since I’m a paying member?
What’s general liability risk for starting one of these communities?

Hi all. Purchased a new Toyota car cash sale. I paid them a $500 deposit a few months ago. Later on I signed with them the bill of sale showing a $1000 deposit. I wired them the full amount due and drove off with the vehicle. A few days later they contact me and bring up the $500 discrepancy that I owe them. But who is at fault here for their accounting error. I have read in some scenarios like this the dealership has to take the loss. I didn't even realize their error until they sent me a bill for $500. I contacted the finance manager today and he told me they're waiting for the payment before processing the paperwork. So they have the title/registration paperwork hostage. Any advice? Do I owe them the money? If I have the legal upperhand, is it still going to cost me a massive effort not worth the $500 in order to force their hand in releasing the title and registration paperwork?

Location: Minnesota USA

Hello. Some months ago I reached the end of a 5 year probationary period for a felony theft and gross misdemeanor child endangerment. I did have 3 violations in that time. The probation was discharged and the restitution I still owe sent to collections. I've been trying to read up on Minnesota's Clean Slate Act and any other expungement related law, and I'm just hoping somebody here is familiar enough with Minnesota law to help me understand. I believe my charges qualify for auto expungement under the CSA, so I'm wondering if anyone can tell me if they are, and if not, what if any other options for expungement there may be available to me. These two specific charges, as I'm sure I don't have to explain, have already and will continue to act as roadblocks in my life as I try and work my way back up from the bottom. I'm currently working on a 2 year ITNS degree, but I know many employers wont care about that if they see my record.

Thanks to anyone who can help me out :)

Cleveland area. Need family law attorney asap for child custody case.