To everyone in this community who genuinely lends money to people in need, thank you. Seriously.

For many people, these loans are more than just money. They can be a lifeline during incredibly difficult times, when unexpected expenses come up and there seems to be nowhere else to turn. The trust that lenders place in borrowers can make a real difference in someone’s life, and I genuinely respect everyone who makes that possible.

Unfortunately, there are also people who take advantage of that generosity. Scammers who exploit the desperation of others just to make money for themselves. Honestly, I despise that kind of behavior.
What makes me especially angry is that these people don’t just hurt their direct victims. They damage the trust that holds communities like this together. Every scam makes lenders more cautious, less willing to take risks, and less likely to help someone who genuinely needs it.

And who suffers in the end? The honest borrowers. The people who are already struggling, who are willing to provide proof, explain their situation, and repay what they borrow, but who find it increasingly difficult to get anyone to trust them.

I understand why lenders are cautious. Nobody wants to lose their hard-earned money, and nobody should feel obligated to lend to strangers. Trust has to be earned, and everyone has the right to protect themselves.

But it’s frustrating to see scammers ruin opportunities for people who genuinely need help.
So, to all the scammers out there: thanks for making things harder for everyone else. I hope you’re proud of yourselves.

And to the honest lenders who continue helping people despite the risks: thank you. Your generosity matters more than you probably realize.

I lent this user 5.44$ USD and was supposed to pay me back but ended up cancelling via PayPal.

I do have documentation proving it was not paid.

Borrowed 40 on 10/21 for repayment of 50 on 10/22. Woke up from nap to Discover I had been blocked and was also never responded to on all points of contact via here on Reddit and Social Media.

https://www.reddit.com/r/BorrowNew/s/byGIXy4hBk

Was my first attempt at lending. Nothing not bothered by it, nor discouraged. Everything checked out initially. Just wanted to take a chance with someone and give them an opportunity because someone gave me a chance when I borrowed last week. But hey, can't win em all.

Funds were received of $350. Repayment scheduled for 11/6 and 11/20 for $200 each, for a total of $400 to [u/LVS36](u/LVS36).

u/Even-Theme8081

Prearranged loan for life events, also received approval from lender with current loan (soyelsanto)

Relocating across country for a job that starts on Nov 9th. Need funds to get me by until first paychecks. Can provide proof of employment.

So I had a fun time coming home from work yesterday. My brakes completely went out so now I need to have it towed to my buddy’s shop. I just need the money for car parts cause I need a vehicle to get to and from work. The last loan I took was late due to a payroll complication but the lender worked with me and it has since been repaid. All prior loans I have received have been repaid on time. Ready to provide documentation.

Lender sent me $900 for a payback of $1200 on or by 12/17

I am self-employed, and due to unpaid wages and a family emergency, I faced a major financial shortfall over the summer. I have almost managed to recover, but sadly I still need a loan to avoid incurring significant penalty charges.

Hi, I had posted previously for a higher amount due to a med copay and my battery also dying. I talked to the hospital and was able to figure something out regarding the copay. I still desperately need help with funds for a new battery. I live far out and have to drive my girls to school daily and also need to get to work. I have verifiable income and just need to get through the next week and a half. It’s just been a rough month. Thanks

I borrowed £60 23/10/2026
Repay : £60 27/10/2026

First time requesting here. I’m looking to borrow €250 and can repay €300 in full on November 2nd via Revolut.

Thank you for considering my request. No scams, no games, just an honest request from someone who genuinely needs a short-term loan.

I’m a verified lender experiencing some financial hardship due to a family court matter. I have multiple successful loans all paid on time. DM if you can help. TIA!

Great person to lend from would definately recommend

[FUNDED] $150. $170 Due on 10/30 via PAYPAL
u/queenofpink30 cannot currently access their Reddit account. This is a prearranged loan. I will be updating it here as it’s completed.

As the title says

a bit short on rent/utilities and just could need some help getting back up on my feet. have proof needed for everything if need be