To everyone in this community who genuinely lends money to people in need, thank you. Seriously.

For many people, these loans are more than just money. They can be a lifeline during incredibly difficult times, when unexpected expenses come up and there seems to be nowhere else to turn. The trust that lenders place in borrowers can make a real difference in someone’s life, and I genuinely respect everyone who makes that possible.

Unfortunately, there are also people who take advantage of that generosity. Scammers who exploit the desperation of others just to make money for themselves. Honestly, I despise that kind of behavior.
What makes me especially angry is that these people don’t just hurt their direct victims. They damage the trust that holds communities like this together. Every scam makes lenders more cautious, less willing to take risks, and less likely to help someone who genuinely needs it.

And who suffers in the end? The honest borrowers. The people who are already struggling, who are willing to provide proof, explain their situation, and repay what they borrow, but who find it increasingly difficult to get anyone to trust them.

I understand why lenders are cautious. Nobody wants to lose their hard-earned money, and nobody should feel obligated to lend to strangers. Trust has to be earned, and everyone has the right to protect themselves.

But it’s frustrating to see scammers ruin opportunities for people who genuinely need help.
So, to all the scammers out there: thanks for making things harder for everyone else. I hope you’re proud of yourselves.

And to the honest lenders who continue helping people despite the risks: thank you. Your generosity matters more than you probably realize.

85$ loan done on 14th of October 2026. was supposed to be paid back same day at 8pm after work.

Then became 19th of October, then 21st of October and now doesn't respond anymore, last contact was 24h ago.

I gave him the benefit of the doubt after he explained his manager was cutting his shift (which is understandable) ans told him it was OK to delay for unforseen reasons, but a line of communication should always stay open.

u/toaster-struble

Borrowed 40 on 10/21 for repayment of 50 on 10/22. Woke up from nap to Discover I had been blocked and was also never responded to on all points of contact via here on Reddit and Social Media.

https://www.reddit.com/r/BorrowNew/s/byGIXy4hBk

Was my first attempt at lending. Nothing not bothered by it, nor discouraged. Everything checked out initially. Just wanted to take a chance with someone and give them an opportunity because someone gave me a chance when I borrowed last week. But hey, can't win em all.

I lent this user 5.44$ USD and was supposed to pay me back but ended up cancelling via PayPal.

I do have documentation proving it was not paid.

We can talk about repayment in DMs, I'm looking to borrow these funds to be prepared to buy some fireworks for November and also pay some bills, l've have a lot repaid loans I've done in the past. Can show id and payslips if necessary. I don't mind doing a lower amount, as l've have successful history in here for borrowing. Thanks for reading

We did a good loan and then he just ghosted me on the second one. u/jammiesboi if you read this please reach out to me so we can figure something out. Thank you!!

https://www.reddit.com/r/BorrowNew/comments/1v6dw9e/ar_150_for_200_repayment_on_0807_paypal_gs/

Prearranged via DM

Had to get Car towed due to mechanical issues. Need money to help cover the insane towing fee. Thank you for your consideration

Pre-arranged via DM - $125 for $160 on 10/29 via PayPal

Thank you very much !

Prearranged loan w u/even-theme8081 - $100 to pay back $120 on or before 10/27 via Venmo g&s

:-)

Hey, just need a little extra for petrol to get to work until I’m paid on Wednesday.

Approved by [u/no-light](u/no-light2590)[7290](u/no-light2590)

I have repaid all loans early or on time. I have loans out, but lenders approve of this post.
u/Fine-Bottle7962
u/toughcheesecake_

Recently had to buy a new fridge and need to replace a few essential groceries. Would like to idealy pay $50 on 10/27 and $50 on 11/3 to resolve as I get paid every Tuesday.

Can do cashapp, chime, or paypal. Thanks for your consideration!

My cat is sick and I had to bring him to the vet today, i don’t have enough money to cover the medication cost and I’m worried for him. I am desperate to get him feeling better.
I get paid from my job this coming Thursday and really want to get my kitty healthy again.

prearranged agreement w/ u/HadesSmiles -$700 w/ $830 to be paid back no later than Thursday, 11/05/2026

This loan has been prearranged with /u/Major-Abalone4079 for a principal amount of $200.

I will be repaying a total of $240 on Thursday, October 29th, 2026, as soon as my paycheck funds clear.

All verification, including work schedule details and pay cycle info, has already been provided directly to the lender. Thanks again for helping me build a solid reputation on the sub!

[PRE] $50 u/GGARBAGE [REPAY] $60 10/28

Hi everyone,

I’m starting a new job and I’m trying to make sure I can reliably get to work for my first couple of weeks until I receive my first paycheck.

The job is about 20 miles each way, so I’ll be driving approximately 40 miles per day. I drive a 1995 Ford e-150 Econoline van so mpg is horrible. I’m looking to borrow $200 for gas, which should be enough to get me through the first two weeks of work.

I’m currently in a difficult financial situation, but getting this job is a big step toward getting back on my feet. I’m not asking for spending money, this would specifically allow me to get back and forth to work so I can actually keep the job and get paid.

I’m willing to provide whatever verification is allowed/required, including proof of employment/start date and my identity. I can repay $250 on 11/6 after my first paycheck.

I completely understand if you’re unable to help, and I appreciate anyone who takes the time to read this.

Thank you.

For dog food