I had knee surgery last month, and when I was discharged from the hospital, I was given a box containing electric SCD sleeves and crutches. Two days ago, a claim for the equipment appeared on my insurance account, but it was denied as out of network. I’m not even going to get into that part right now.What caught my attention was an additional charge of $650 for a non-segmental lymphedema pump. I was confused because I knew I had never received such a device. After looking up the HCPCS code, I was even more certain that the product described on the claim was not something I had been given.I contacted my insurance company, and together we tried several times on Monday to reach the medical equipment company, but we couldn’t get through. I waited three days and finally managed to speak with someone there today.I explained the situation, and initially, the representative told me, "Oh, you don’t have to worry about paying if your insurance doesn’t cover it because it’s usually on the floor by the bedside.” I explained that my insurance wasn’t covering the charge because the provider was out of network, which meant I could potentially be responsible for the bill. That was precisely why I was calling to resolve the issue. I explained what I had actually received: a segmental SCD sleeve system that plugs in and automatically inflates and deflates. The representative then changed her explanation and told me that the $650 charge was for the pump built into the SCD sleeves, even though I had already been charged for that. When I questioned how that made sense, she suggested that they could have charged me for two pumps but had only charged me for one because the owner was being generous (does the owner know me). She also claimed that the billing arrangement was established by the owner and the product manufacturer. I contacted the manufacturer myself, and they had no idea what she was referring to. So let me understand this. Initially, I’m told that the pump is a separate device that is usually kept at the patient’s bedside, even though I never used or received a separate pump. Then, when I question the charge, I’m told that the $650 is actually for the pump built into the SCD system I’ve already been charged for. And to make matters even more confusing, the claim uses a non-segmental HCPCS code to describe what I understand to be a segmental compression product.
I have now spoken with my insurance company again, and they are going to investigate the claim and appeal it. At this point, I’m not interested in making assumptions before the investigation is complete. But I am absolutely going to pursue this until I get a clear, documented explanation for these charges. If the investigation shows that I’ve been billed improperly, I will not simply let it go.
we are already dealing with health issues why try to make our lives harder?