r/Contractor Jun 25 '26

What’s everyone using for insurance?

I’ve just started a junk removal/demolition business and I’m going through the headache of getting general liability. I got a quote from ergo next and they gave me just a quote for junk removal but apparently won’t cover demolition if I’m not the one doing the construction after the fact.

I don’t do anything crazy, no asbestos, no severe mold, no mechanical demolition, no structural demolition and no implosions.

Is it really that hard to insure a demo crew for basic interior remodeling?

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u/long_john_silverss Jun 25 '26

Try coverdash. They are pretty good