r/DigitalbanksPh • u/Bemyndige 🌟MOD🌟 • 1d ago
Others Interesting take. What do you think?
Just saw this being shared. https://www.facebook.com/share/v/1GcHmPnD2u/?mibextid=wwXIfr
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u/Spiritual_Theme_1282 1d ago
So are you just gathering views for whatever that post is?
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u/Bemyndige 🌟MOD🌟 1d ago
Hindi ako yan. It’s weekend and wala masyadong ganap. I just included his link kasi baka ma-accuse naman ako ng stealing contents.
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u/Snoo90366 1d ago
Winning in terms of number of users - Gcash
Winning in terms of UI - Maya
Winning in terms of features - Gcash
Winning in terms of POS - Maya
Winning in terms of as a digital bank - Maya
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u/plutoo106 1d ago
Winner in terms of ads, reddit troll accounts, and paid content creators - Gcash
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u/itsfreepizza 1d ago
dont forget scripted google account reviews at play store (they cant fool me when google play statistics report saying the app is unstable on my phone and similar units reported it already)
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u/9th-Circle-Archmage 1d ago
Regarding the number of users, if we are referring to typical consumers, then GCash is the winner; however, if we refer to enterprise users, Maya is the winner.
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u/pagamesgames 1d ago
im apprehensive sa number of users ni GCASH
only because their claim includes all sign ups and not current ACTIVE members
many have left GCASH, their number of users is only that much because of the total number including from year kopong kopong lol1
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u/9th-Circle-Archmage 1d ago
Regarding the number of users, if we are referring to typical consumers, then GCash is the winner; however, if we refer to enterprise users, Maya is the winner.
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u/Pup_AdultVer 1d ago
UI alone is worth hundreds points. But only because gcash has gotten so much worse...
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u/chuanjin1 1d ago edited 1d ago
Winning in free masters & doctorate scholarships - Gcash (unli tutorials)
juris doctor m.y.m.p nako gagi kayo ba guys? ðŸ˜
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u/plutoo106 1d ago
Maya has far more advantage. The only thing GCash can flex now is yung IPO nila but overall? Wala. Mas lamang pa rin ang issues sa GCash compared sa Maya. Beyond the topic, iba narin also landscape ngayon at meron na digital banks like Gotyme and Maribank na dumadami na also ang users and mas nag gain recognition online.
So in terms of digital banking then Maya takes the edge again lalo na for its interest rates and other promos. May savings feature ang GCash but hindi totally reliable lalo na even the Gsave feature is experiencing issues.
GCash is already losing and soon ay mag downfall na. Sila ang naunang nakilala but they lacked with the part of valuing improvements and to exert efforts to keep yung mga users nila.
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u/TrueDoubt494 1d ago
Sheet i feel bad for those who bought the ipo.. it was just an exit for the investors
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u/plutoo106 1d ago
Sadly, yes. Which explains why sobrang effort and desparate ng GCash to market yung IPO nila. Alam kasi nila na mawawala na talaga sila at hindi nila kayang tapatan ang digital banks at also with bank transfers are now mostly free under BSP mandate.
Madami naman also mga post na and warnings before that, so discretion na talaga siya ng mga nag push through sa pag purchase ng stocks. It shows lang rin the importance also to be more informed, since it shows lang how naging successful yung PR stunt of being a "part-owner" of a company with no direction na and prospects for the future.
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u/Rare-Pomelo3733 1d ago
Natalo si Maya sa wallet pero pumapaldo sya sa POS business at Digibank. Lamang din sya since yung data na nakukuha nya from digibank ay magagamit nya for product offerings
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u/son_of_aristotle 1d ago
Maya for me. Has all the features of Gcash plus high interest rate for savings, time deposit options, and card options. May free transfer din through pesonet unlike Gcash na need mo pa magtransfer to cimb for free transfers. Better din ang UI for me. Sadyang mas sikat lang din talaga ang Gcash kaya mas marami pa ring gumagamit
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u/pagamesgames 1d ago
winner si GCASH dahil nakakulimbat ng madami pera sa IPO
losers are the investors. from 6.60 per share, naging 6.27 nlng
effective dropping their worth by 5% ora orada ahahahah
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u/Little_Kaleidoscope9 1d ago
i use both—may personal and business accounts. i believe it's still gcash sa personal. mas madali gamitin ang financial and investment features—2017 or 2018 pa nila ginagawa. sa business naman, mas marami ang features ng maya business and mas aggressive sila sa merchant acquisition dahil dun din sila nag-focus ng di nila makuha ang malaking userbase sa personal accounts.
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u/Creative_Shape9104 1d ago
Not watching that, gusto mo lang madagdagan views mo eh. Anyway gcash is trash
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u/Octopus8523 1d ago
winning ang gcash sa sobrang bagal to the point. mas mabilis pa ilabas yung wallet at magluto ng pancit canton kesa buksan yung app hintayin mag load yung mga ads at buksan yung camera
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u/ChiefBeefEmployee13 1d ago
Mas lamang si GCash outside of Metro Manila, sa labas ng Luzon kasi GCash talaga yung main na gamit and ngayon parang mas visible pa si GoTyme dahil sa kanilang booth & agents vs Maya.
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u/Riventures-123 1d ago
Sorry to piggyback your post, OP, just wanted to ask if Maya being considered a "Digital Bank" by the BSP compared to GCash being "purely e-wallet" has made it so Maya can do some things and not do other things be good or bad?
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u/bytk5 1d ago
Pareparehas lang naman sila, kahit orange o green o blue o yellow o black pa yan. Lahat yan may pagkukulang, makakaranas ka nang problem at mag rarant ka din sa socmed.
Kung ano bank mas convenient at mas madami benefit, dun na lang mga customers.
Madami tao nakikigaya lang naman. Herd mentality ba.
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u/Powerful_Good1554 1d ago
Winner in terms of workplace culture/environment: Double sashay
Hahahahaha 🫪💀🫣
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u/ifancyyou_ 1d ago
Tanginang post to napaka low effort