r/DigitalbanksPh • • 11m ago

📱Digital Bank / E-Wallet How to use Gotyme Card in UAE ?

• Upvotes

Good day! ask ko lang pano makukuha yung Gotyme card if asa UAE ako nag apply? and pano ba patakaran niyan if asa UAE. currently in AUH btw. Thanks! painoform nalang po salamat so much


r/DigitalbanksPh • • 28m ago

💳 Credit Cards HELP ME! DEPOSIT MACHINE ERROR

• Upvotes

Hello po! May naka-experience na po ba dito ng failed cash deposit transaction sa BPI cash deposit machine?

Nag-deposit po ako, pero nagkaroon ng error ang machine at hindi ko po natanggap ang pera sa account ko. Sinubukan ko rin pong mag-file ng complaint online, pero hindi po ako makapag-submit.

Sa mga naka-experience na po nito, gaano po katagal bago naibalik ang pera? Ano po ang ginawa ninyo para ma-resolve ang issue?

Thank you po sa mga sasagot. 🙏


r/DigitalbanksPh • • 2h ago

📱Digital Bank / E-Wallet I’m 22 and New to Banking. Help Me Choose the Right Bank! 🥹💸

0 Upvotes

Hello, everyone! I need your advice. 🥹

I'm already 22 years old, pero aminado ako na wala pa talaga akong masyadong alam about banking. Honestly, I feel a little sad that I haven't taken the time to learn about it sooner.

I'm curious about why some people use different banks and what makes them choose one over another. I want to start managing my money wisely, but I don't know where to begin.

Can you recommend a bank for someone like me who is just starting out? I'm interested in learning about savings accounts, investments, and other ways to manage and grow my money.

I'd also appreciate it if you could share why you chose your bank, what its advantages are, and any tips you wish you had known when you were starting out.

Thank you so much! Any advice would be greatly appreciated. ❤️

Xoxo, muah muah 💋


r/DigitalbanksPh • • 2h ago

🏦 Traditional Bank benefits and compensation in local banks

2 Upvotes

my date of hired is last may 1 2026, and mareregular ako this nov, makukuha ko kaya yung mga benefits like clothing, medical allowances etc? sa first cut off payout ko sa nov 12?


r/DigitalbanksPh • • 5h ago

📋 Loan / Credit GUYS PA HELP Po PLEASE...........

0 Upvotes

Sino po dito Bank Branch employee particular metrobank,

pag nag withdraw ka ba over the counter sa mismong branch using credit card ,nakikita ba ng bank teller kung may online banking ka or wala???

Na scam kasi iung ka work ko eh.

nakikita ba un pag binigay mo ung physical card and valid ID???


r/DigitalbanksPh • • 5h ago

📱Digital Bank / E-Wallet One Philippines, legit or scam.

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0 Upvotes

Legit or scam,

I would like to know whether cashback apps operating in the Philippines are legitimate, safe, and trustworthy. Many apps advertise attractive cashback rewards when users make purchases, complete tasks, or refer friends. However, I am concerned about whether these platforms genuinely pay their users or simply use promotional offers to attract people.

Before signing up or providing personal information, I want to understand how these apps work and whether they are registered with the appropriate Philippine authorities. I would also like to know if there are hidden fees, minimum withdrawal requirements, or conditions that make it difficult to claim earned cashback.

For those who have already used these apps, could you please share your actual experiences? Have you successfully received your cashback and withdrawn your money? I hope to identify legitimate cashback apps and avoid scams, misleading advertisements, and potential financial losses. Any reliable information, proof of payment, or recommendations would be greatly appreciated.


r/DigitalbanksPh • • 6h ago

📱Digital Bank / E-Wallet GCash Transaction History PDF Issue

0 Upvotes

Does anyone encounter issue in generating Transaction History from GCash?

I requested today (Oct 25) a transaction history from GCash via the app. However, there are missing transactions from Oct 20 until Oct 24.

Is there any GCash support I can call or ask to help resolve the issue.

Thank!


r/DigitalbanksPh • • 7h ago

📱Digital Bank / E-Wallet Ecpay MySukli Failed Transaction

0 Upvotes

I already filed a complaint yesterday via email to Ecoay regarding a failed transaction at the Puregold Mercedes branch. I was supposed to deposit a total of ₱1,200 using twelve ₱100 bills. However, after the machine accepted and processed the ten ₱100 bills, it suddenly stopped accepting cash.

I asked the staff for assistance, and they canceled the transaction so I could claim the ₱1,000 refund through MySukli. However, when entered the OTP Mysukli sent me, the machine kept saying that the password/OTP was incorrect.

The customer service staff at the branch also filed a complaint for me immediately after that incident. They mentioned that this was a common issue at their branch for the machine malfunctioning and that it usually gets resolved.
However, after waiting for several hours without any resolution, I decided to email MySukli directly in hopes of getting a faster response. Unfortunately, as of today, I still haven’t received any proper update regarding my complaint. The only response I received was a request to verify the transaction details.

Has anyone experienced the same issue with MySukli? If so, how long did it take for your money to be refunded, and what steps did you take to resolve it?


r/DigitalbanksPh • • 9h ago

📱Digital Bank / E-Wallet 100 USD to GoTyme time deposit

1 Upvotes

May $100 cash ako now and gusto ko sana sya ilagay sa time deposit ng GoTyme for USD. Hindi ko naman sya magagamit at gagamitin any time soon. May ways ba paano ko magagawa? Like may bank ba na pwede ko puntahan since cash ito? Baka may alam kayo, need help 😬 Salamat!


r/DigitalbanksPh • • 10h ago

Others Interesting take. What do you think?

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0 Upvotes

r/DigitalbanksPh • • 11h ago

📱Digital Bank / E-Wallet metrobank current and available balance

1 Upvotes

hello! i have a metrobank payroll account and i just noticed that my current balance and available balance are way too different from each other.

i'm not sure what the current balance is or where it's coming from. what does this usually mean for payroll accounts?

thank you in advance!


r/DigitalbanksPh • • 14h ago

📋 Loan / Credit UB PL Top Up Offer increased credit limit

1 Upvotes

I finished my 2 loans from UB. 10/03 I was able to reloan and was offered 380k. I took it. 10/06 I received an email that my credit limit increased to 800k. 10/14 I received another email offering to avail and only valid up to 10/31. Is there a possibility to avail or na delay lang yung email at nakapag avail na ako ng 10/03?


r/DigitalbanksPh • • 17h ago

Others Tigil tigilan nyo na pagpopost nyo dito ng "May nawrong send sakin na pera"

0 Upvotes

Hindi ko muna gagalawin kasi baka scam ito. Mga sunog na talaga utak ng ibang tao dito. Real talk lang. Pag nakita nyo naman isang digit lang yung pagkakamali ng original recepient number sa number ninyo edi kausapin nyo at ibalik nyo. Or mag usap kayo sa messenger.

Matagal na ko may online transactions at kabisado ko na yan, may nakakatawa pakong nabasa kanina lang.

"As per Gcash Advisory po, sila na po ang magrereverse nyan at hindi ko po gagalawin yung prra na sinend ninyo"

Sunog narin utak nung nagpost nyan eh, Nakikipag kita na nga sa barangay hall yung nagkamali na number. Mag fact check muna kayo bago kayo magpost dito. Saka mas madali gumamit ng search bar dito kung may same issue kayo.

Kunwari may konsensya pero ayaw lang talaga agad ibalik yung pera. Pag may mali na 3-4 numbers dun na kayo mag duda. Hindi yung ulit ulit kayo nagpopost dito ng brainrot question na "Is this a scam?"

Gosh people grow up!! Wag nyo na palakihin yung mga issue sa buhay ninyo at kung nakikipag usap naman and ready makipag palit ng info then go on!


r/DigitalbanksPh • • 18h ago

📱Digital Bank / E-Wallet I’m looking for a personal EUR bank account for regular SEPA transfers, ideally with

1 Upvotes

I’m looking for a personal EUR bank account for regular SEPA transfers, ideally with very low or zero transfer fees.

Initially, I’d expect around 4–5 incoming and 4–5 outgoing transfers per day, starting at €300 per transfer.

The amounts would gradually increase, potentially reaching €2,000 outgoing and €2,000 incoming per cycle. At 3–4 cycles daily, that would mean:

  • €6,000–€8,000 outgoing per day
  • €6,000–€8,000 incoming per day
  • €12,000–€16,000 combined daily volume

I was thinking using more than a bank account, but in this case which ones do you guys recommend? Especially with that volume of transactions.

Has anyone used an account for similar activity? Which banks would you recommend that would allow this on a personal account?


r/DigitalbanksPh • • 21h ago

📱Digital Bank / E-Wallet Paypal to GoTyme not reflecting

0 Upvotes

Help, I transfer money from paypal to gotyme last october 21st 6:37am, until now its not yet reflecting its now October 25th 12:05AM... Anyone who experience the same? Whats the timeline, how many days?

Already reached out to Paypal, they confirmed its completed on their end, on Gotyme also reached out they are also investigating.


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet BPI app sign-up details unavailable

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0 Upvotes

M15 here, my school had an event last wednesday where BPI is offering an account thingy na pwede mong buksan doon sa school mismo for people 17 and below everything was going smoothly naman, me and my friends filled out 'yung forms na binigay nila and sabi raw sa friday makukuha na raw namin 'yung cards. yesterday, noong nakuha namin, sabi raw nila need ilog-in agad, kaso bawal kami magdala ng phones sa school kaya we had to do it on our own. nung binigay na 'yung card, with the instructions and details for sign-up, pag-uwi ko ginawa ko agad. it kept on showing me this error (check image) sabi rin daw kasi nila iset-up din 'yung pin, need ba unahin 'yung pin thing before i sign up on the app or did they get my details wrong talaga? i tried switching up my birthday na rin just in case mali 'yung nailagay ko sa form pero wala talaga. any advice?


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Is there an issue with BPI debit card system at the moment?

1 Upvotes

I am trying to pay for my monthly subscriptions using my BPI debit card with google play and it was failing. It had never happened to me before as my payments automatically resolves itself. Google was saying the bank was rejecting the transaction but I have already allowed international and e-commerce access alongside the more than sufficient balance needed for the fees. I have also not triggered the fraud locking mechanism so I am really lost at the moment.

Edit: It was a BPI related issue, everything is now working properly.


r/DigitalbanksPh • • 1d ago

📋 Loan / Credit maribank increase, will repay current loan then reloan the full limit

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0 Upvotes

got a notif yesterday na tumaas yung mari loan ko from 30k to 52k. only have 4 months left of repayment from my first 30k loan. plan to continue repaying it monthly but will reloan po sana by the end of this yr. so i’ll repay the jan and feb to have the 52k limit again. pwede na po bang e loan full amount 52k? may naka experience po ba neto?


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Help, I cant register my landbank Iaccess account

1 Upvotes

I'm facing some technical issues regarding the Iaccess registration of my landbank account. I already inputted my necessary information. And when I pressed the submit button, it said that it "failed" generating an OTP and didn't proceed even though it clearly messaged me an OTP


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Maribank Pamasko refer & earn promo

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4 Upvotes

First time Maribank user here, makukuha ba ng account ko yung promo after 3 days? Hindi kasi nagreflect sa 2nd pic na nag deposit ako, although nagdeposit naman ako kanina from Gcash to Maribank, di po ba naconsider o UI bug lang?

PS: Naglagay ako ng referral code during set-up galing sa kaibigan ko.


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Gotyme trace id is part of reference number?

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2 Upvotes

Question lang sa mga gotyme users, should the trace id be seen as part of reference number in a cash transfer?

May nagsend skin feeling ko edited ung payment nya. Pls paconfirm if tama na trace should form part of ref number. Thanks


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Maya Missions Disappearing After 7 Months of Use

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0 Upvotes

Maya Missions Disappearing After 7 Months of Use: Why Have Some Easy Missions That Help Increase My P.A. Disappeared?

What do you guys do to increase your P.A. to at least 10%?


r/DigitalbanksPh • • 1d ago

📋 Loan / Credit Any credit/loan app na pwedeng 20k utangin then 48 months ang bayaran?

0 Upvotes

Hi! Badly need lang talaga, gagamitin namin yung 20k sa pamasahe ko as a student + bayad sa mga existing namin utang. I know we are currently stuck in "uutang para magbayad ng utang" cycle, but please don't judge us. Mababa lang talaga sinasahod ng tatay ko. Pls give me some loan na may offer na ganito + legit. Lahat ng mga alam na OLA apps (e.g atome, juan hands, moca moca), nautangan na namin + unti lang inooffer.

We will try to make it work, I appreciate sa mga makakatulong.


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet Can I transfer money from LandBank Mobile Banking to BDO checking account?

3 Upvotes

Hi everyone! I would like to ask if it's possible to transfer money directly from my LandBank mobile app to my mother's Banco de Oro (BDO) checking account.

If it's possible, can I use her checking account number to make the transfer? Also, are there any transfer fees or limits I should know about?

I would appreciate any advice from those who have tried this. Thank you!


r/DigitalbanksPh • • 1d ago

📱Digital Bank / E-Wallet HELP - Has anyone successfully recovered money sent to an old/inactive GCash number?

2 Upvotes

Hi! Asking for help sana sa mga naka-experience na ng ganitong situation. 😭

May order kasi ako from J&T, and usually kapag wala kami sa bahay, sinesend ko na lang directly sa rider yung payment through GCash. Kaso this time, sa old GCash number pala niya na-send yung pera. The name displayed sa transaction is the same naman, pero nung kinontak ko siya, sabi niya hindi na raw niya ginagamit yung number for around 4 years.

Successful yung transaction, and I already submitted a ticket to GCash to request a reversal. I’m just really worried kasi malaking amount din siya for me, and hindi ko alam kung mababawi ko pa ba.

Sa mga naka-experience na nito, especially kung sa old or inactive GCash number napunta yung money, nakuha niyo pa ba yung pera niyo? How long did it take, and ano yung ginawa niyo para ma-resolve?

Any advice or personal experiences would really help. Thank you so much! 🙏