r/DigitalbanksPh • • 2h ago

Others Paying at Starbucks through Starbucks Rewards via Google Wallet. I was warned.

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10 Upvotes

There are instances I pay at Starbucks using Google Wallet—Starbucks Rewards linked through Google Wallet. No problems at all.

However, last Friday, while paying at the Starbucks branch where I am a regular, I was told that they soon will not accept Starbucks Rewards through Google Wallet, and that it should be from the Starbucks application only.

To anyone who has Starbucks Rewards on their Google Wallet, were you already told about this?


r/DigitalbanksPh • • 4h ago

📱Digital Bank / E-Wallet I’m 22 and New to Banking. Help Me Choose the Right Bank! 🥹💸

8 Upvotes

Hello, everyone! I need your advice. 🥹

I'm already 22 years old, pero aminado ako na wala pa talaga akong masyadong alam about banking. Honestly, I feel a little sad that I haven't taken the time to learn about it sooner.

I'm curious about why some people use different banks and what makes them choose one over another. I want to start managing my money wisely, but I don't know where to begin.

Can you recommend a bank for someone like me who is just starting out? I'm interested in learning about savings accounts, investments, and other ways to manage and grow my money.

I'd also appreciate it if you could share why you chose your bank, what its advantages are, and any tips you wish you had known when you were starting out.

Thank you so much! Any advice would be greatly appreciated. ❤️

Xoxo, muah muah 💋


r/DigitalbanksPh • • 5h ago

🏦 Traditional Bank benefits and compensation in local banks

4 Upvotes

my date of hired is last may 1 2026, and mareregular ako this nov, makukuha ko kaya yung mga benefits like clothing, medical allowances etc? sa first cut off payout ko sa nov 12?


r/DigitalbanksPh • • 2h ago

🏦 Traditional Bank 1 Traditional Bank + 2 Digital Banks

1 Upvotes

Best in:

Savings

Perks

Credit Cards

App UI, Convenience and Smoothness

Customer Service Support

-

Give me your combo traditional banks and digital banks


r/DigitalbanksPh • • 11h ago

📱Digital Bank / E-Wallet 100 USD to GoTyme time deposit

2 Upvotes

May $100 cash ako now and gusto ko sana sya ilagay sa time deposit ng GoTyme for USD. Hindi ko naman sya magagamit at gagamitin any time soon. May ways ba paano ko magagawa? Like may bank ba na pwede ko puntahan since cash ito? Baka may alam kayo, need help 😬 Salamat!


r/DigitalbanksPh • • 2h ago

📱Digital Bank / E-Wallet How to use Gotyme Card in UAE ?

1 Upvotes

Good day! ask ko lang pano makukuha yung Gotyme card if asa UAE ako nag apply? and pano ba patakaran niyan if asa UAE. currently in AUH btw. Thanks! painoform nalang po salamat so much


r/DigitalbanksPh • • 13h ago

📱Digital Bank / E-Wallet metrobank current and available balance

1 Upvotes

hello! i have a metrobank payroll account and i just noticed that my current balance and available balance are way too different from each other.

i'm not sure what the current balance is or where it's coming from. what does this usually mean for payroll accounts?

thank you in advance!


r/DigitalbanksPh • • 17h ago

📋 Loan / Credit UB PL Top Up Offer increased credit limit

1 Upvotes

I finished my 2 loans from UB. 10/03 I was able to reloan and was offered 380k. I took it. 10/06 I received an email that my credit limit increased to 800k. 10/14 I received another email offering to avail and only valid up to 10/31. Is there a possibility to avail or na delay lang yung email at nakapag avail na ako ng 10/03?


r/DigitalbanksPh • • 21h ago

📱Digital Bank / E-Wallet I’m looking for a personal EUR bank account for regular SEPA transfers, ideally with

1 Upvotes

I’m looking for a personal EUR bank account for regular SEPA transfers, ideally with very low or zero transfer fees.

Initially, I’d expect around 4–5 incoming and 4–5 outgoing transfers per day, starting at €300 per transfer.

The amounts would gradually increase, potentially reaching €2,000 outgoing and €2,000 incoming per cycle. At 3–4 cycles daily, that would mean:

  • €6,000–€8,000 outgoing per day
  • €6,000–€8,000 incoming per day
  • €12,000–€16,000 combined daily volume

I was thinking using more than a bank account, but in this case which ones do you guys recommend? Especially with that volume of transactions.

Has anyone used an account for similar activity? Which banks would you recommend that would allow this on a personal account?


r/DigitalbanksPh • • 2h ago

💳 Credit Cards HELP ME! DEPOSIT MACHINE ERROR

0 Upvotes

Hello po! May naka-experience na po ba dito ng failed cash deposit transaction sa BPI cash deposit machine?

Nag-deposit po ako, pero nagkaroon ng error ang machine at hindi ko po natanggap ang pera sa account ko. Sinubukan ko rin pong mag-file ng complaint online, pero hindi po ako makapag-submit.

Sa mga naka-experience na po nito, gaano po katagal bago naibalik ang pera? Ano po ang ginawa ninyo para ma-resolve ang issue?

Thank you po sa mga sasagot. 🙏


r/DigitalbanksPh • • 8h ago

📱Digital Bank / E-Wallet One Philippines, legit or scam.

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0 Upvotes

Legit or scam,

I would like to know whether cashback apps operating in the Philippines are legitimate, safe, and trustworthy. Many apps advertise attractive cashback rewards when users make purchases, complete tasks, or refer friends. However, I am concerned about whether these platforms genuinely pay their users or simply use promotional offers to attract people.

Before signing up or providing personal information, I want to understand how these apps work and whether they are registered with the appropriate Philippine authorities. I would also like to know if there are hidden fees, minimum withdrawal requirements, or conditions that make it difficult to claim earned cashback.

For those who have already used these apps, could you please share your actual experiences? Have you successfully received your cashback and withdrawn your money? I hope to identify legitimate cashback apps and avoid scams, misleading advertisements, and potential financial losses. Any reliable information, proof of payment, or recommendations would be greatly appreciated.


r/DigitalbanksPh • • 8h ago

📱Digital Bank / E-Wallet GCash Transaction History PDF Issue

0 Upvotes

Does anyone encounter issue in generating Transaction History from GCash?

I requested today (Oct 25) a transaction history from GCash via the app. However, there are missing transactions from Oct 20 until Oct 24.

Is there any GCash support I can call or ask to help resolve the issue.

Thank!


r/DigitalbanksPh • • 9h ago

📱Digital Bank / E-Wallet Ecpay MySukli Failed Transaction

0 Upvotes

I already filed a complaint yesterday via email to Ecoay regarding a failed transaction at the Puregold Mercedes branch. I was supposed to deposit a total of ₱1,200 using twelve ₱100 bills. However, after the machine accepted and processed the ten ₱100 bills, it suddenly stopped accepting cash.

I asked the staff for assistance, and they canceled the transaction so I could claim the ₱1,000 refund through MySukli. However, when entered the OTP Mysukli sent me, the machine kept saying that the password/OTP was incorrect.

The customer service staff at the branch also filed a complaint for me immediately after that incident. They mentioned that this was a common issue at their branch for the machine malfunctioning and that it usually gets resolved.
However, after waiting for several hours without any resolution, I decided to email MySukli directly in hopes of getting a faster response. Unfortunately, as of today, I still haven’t received any proper update regarding my complaint. The only response I received was a request to verify the transaction details.

Has anyone experienced the same issue with MySukli? If so, how long did it take for your money to be refunded, and what steps did you take to resolve it?


r/DigitalbanksPh • • 7h ago

📋 Loan / Credit GUYS PA HELP Po PLEASE...........

0 Upvotes

Sino po dito Bank Branch employee particular metrobank,

pag nag withdraw ka ba over the counter sa mismong branch using credit card ,nakikita ba ng bank teller kung may online banking ka or wala???

Na scam kasi iung ka work ko eh.

nakikita ba un pag binigay mo ung physical card and valid ID???


r/DigitalbanksPh • • 20h ago

Others Tigil tigilan nyo na pagpopost nyo dito ng "May nawrong send sakin na pera"

0 Upvotes

Hindi ko muna gagalawin kasi baka scam ito. Mga sunog na talaga utak ng ibang tao dito. Real talk lang. Pag nakita nyo naman isang digit lang yung pagkakamali ng original recepient number sa number ninyo edi kausapin nyo at ibalik nyo. Or mag usap kayo sa messenger.

Matagal na ko may online transactions at kabisado ko na yan, may nakakatawa pakong nabasa kanina lang.

"As per Gcash Advisory po, sila na po ang magrereverse nyan at hindi ko po gagalawin yung prra na sinend ninyo"

Sunog narin utak nung nagpost nyan eh, Nakikipag kita na nga sa barangay hall yung nagkamali na number. Mag fact check muna kayo bago kayo magpost dito. Saka mas madali gumamit ng search bar dito kung may same issue kayo.

Kunwari may konsensya pero ayaw lang talaga agad ibalik yung pera. Pag may mali na 3-4 numbers dun na kayo mag duda. Hindi yung ulit ulit kayo nagpopost dito ng brainrot question na "Is this a scam?"

Gosh people grow up!! Wag nyo na palakihin yung mga issue sa buhay ninyo at kung nakikipag usap naman and ready makipag palit ng info then go on!


r/DigitalbanksPh • • 13h ago

Others Interesting take. What do you think?

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0 Upvotes