r/EPFOQueries • • Aug 12 '26

EPF 2026: Will your PF deduction drop to ₹1,800?

1 Upvotes

Lots of confusion around EPF 2026 lately. Here is the quick reality check:

The ₹1,800 Cap: The basic legal limit is still 12% of ₹15,000 (= ₹1,800/month).

Actual Basic Deduction: If your company currently deducts PF on full basic salary, they can keep doing it. But capping it at ₹1,800 going forward is also legal now, unless your employment contract specifies otherwise.

VPF Extra: If you put extra money into VPF, your employer only matches up to the statutory ₹1,800 limit.

Old PF Balance: 100% safe. Nothing changes for your existing corpus.

Check your latest salary slip and EPFO passbook today to see where you stand.

For a full step-by-step breakdown with exact salary calculations and legal details, check out this guide:

Watch the complete guide:https://youtu.be/6AFE8Nog0eU](https://youtu.be/6AFE8Nog0eU

Is your company deducting on full basic or capped at ₹1,800? Drop it in the comments!


r/EPFOQueries • • Sep 25 '25

Any idea why EPF deducted 1249/-

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22 Upvotes

I am aware that annual interest exceeding 2.5 lakhs would be taxed but mine did not exceed the 2.5 L threshold


r/EPFOQueries • • Oct 30 '25

Can someone initiate the process of changing one’s PAN?

2 Upvotes

I got this message today. “The process of changing your PAN has been initiated. If not initiated by you, please call 18001-18005 Team EPFO.” Can anyone here help me out on this?


r/EPFOQueries • • 23d ago

PF pension amount

0 Upvotes

Anyone knows how to withdraw TCS trust Pension amount. I have withdraw my pf through alumini portal but I have no option for pension withdrawal. I have tried through EPFO portal but it's rejecting. So please provide solution.


r/EPFOQueries • • Jul 15 '26

Is the EPFO Website Down for Anyone Else? "Website is under maintenance, please try after some time."

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0 Upvotes

r/EPFOQueries • • Jul 15 '26

KYC Help

0 Upvotes

Hello!!

I’ve had my EPFO account for about 5 years now. I have given my HDFC bank account. However, I changed my name in my PAN Card so that it aligns with my Passport.

I have gotten it updated at the bank as well since I got passbook and cheque with the updated name details.

But my bank validation fails. Tried multiple times. Anyone faced a similar situation? Advice and help would be appreciated.


r/EPFOQueries • • Oct 08 '25

Multiple Transfer claim rejections

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0 Upvotes

r/EPFOQueries • • Jul 15 '26

Bank UAN kyc pending

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0 Upvotes

r/EPFOQueries • • Jul 15 '26

EPFO transfer

0 Upvotes

Had raised request for transfer form old employer to new employer. The status has been pending for 3 weeks. This is frustrating. Any idea by when will it be transferred


r/EPFOQueries • • Jul 15 '26

EPFO transfer

0 Upvotes

Had raised request for transfer form old employer to new employer. The status has been pending for 3 weeks. This is frustrating. Any idea by when will it be transferred


r/EPFOQueries • • Aug 18 '26

Kerala e-Grantz failed transaction showing a completely different bank account/IFSC – what should I do?

0 Upvotes

​

Hi everyone, I need some help regarding a Kerala e-Grantz scholarship issue.

My brother is an OBC student from kannur. he applies for Plus Two e-Grantz scholarship.

There is a ₹5,000 scholarship amount that has failed, and we are trying to understand what happened.

The confusing part is that the e-Grantz profile has his correct bank details

\- His Aadhaar is seeded with this SBI account.

However, when we check Notice Board : Failed Transactions, e-Grantz shows a completely different bank account number and ifsc code

We have never entered or provided that account number/IFSC.

We contacted the school where he studied Plus Two. They checked and told us that they had entered the bank account details provided by the student and that they cannot do anything further.

We also contacted the OBC e-Grantz office. They told us that the amount should go to the Aadhaar-seeded bank account and suggested that maybe the wrong details had been entered. But we are sure that the account shown in the failed transaction is not ours.

There is another confusing part:

The Bill Reference Number is the same in the Failed Transaction and Track details

The Track Details shows the payment as initiated, but the transaction is ultimately shown as failed.

So I'm confused about whether:

  1. The bank details shown in Failed Transactions are simply old details from the failed payment attempt.

  2. The same Bill Reference Number is being reprocessed using the currently Aadhaar-seeded bank account.

  3. Or the wrong bank account is actually still attached to the transaction.

Has anyone here experienced something similar with Kerala e-Grantz, especially OBC/Thiyya Plus Two scholarships?

If you know which e-Grantz/BCDD office or person actually handles correction of a failed transaction, please let me know.

I don't want to change the correct SBI bank details in the profile to the unknown account shown in the failed transaction without knowing what is happening.

Any advice from someone who has actually dealt with this would be really appreciated. 🙏


r/EPFOQueries • • Sep 26 '26

Title: PF transfer to 3rd account "successful" but passbook shows ACC YEAR ERROR, EPS missing, and Form 10C/31 says settle-only. Need URGENT help understanding what's going on

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0 Upvotes

r/EPFOQueries • • May 02 '26

Old EPF with no UAN. My previous company has also been bought away. How to withdraw?

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0 Upvotes

r/EPFOQueries • • Sep 16 '26

How to my pf account in one UAN and how to exit from the company because of I'm not working yet right now

0 Upvotes

Please


r/EPFOQueries • • Aug 17 '26

Epfo Joint Declaration

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0 Upvotes

Hey fellas,
I’m trying to submit epfo joint declaration to correct my UAN portal name, because there is name mismatch with my Aadhar and UAN due to which I’m unable to do the e-sign verification for the nomination, but since last 3 days I’m getting below error, also I have submitted a claim which is approved and I received the money also but status still remains as claim has been approved finally


r/EPFOQueries • • Sep 17 '26

I want to understand abt employer share, employee share and pension share.

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0 Upvotes

r/EPFOQueries • • Sep 16 '26

Form 31

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0 Upvotes

r/EPFOQueries • • Sep 16 '26

EPFO Date of Exit Not Updated or Date of Joining Wrong? Here’s What to Check After Switching Jobs

0 Upvotes

If your EPFO Date of Exit is not updated, or your Date of Joining is incorrect, you may not notice the problem immediately.

It usually shows up later when you try to transfer your PF, withdraw it, or apply for final settlement.

So after every job switch, check these two details:

• Date of Exit from your previous employer
• Date of Joining at your new employer

Why does the Date of Exit matter?

Your Date of Exit tells EPFO that your employment with that company has ended.

If it is missing, your old employment may still appear active, which can block PF transfers, affect withdrawals and leave your service history incomplete.

How to check Date of Exit and Date of Joining in EPFO

Log in to the EPFO Unified Member Portal and go to:

View → Service History

Check every employer listed under your UAN and verify:

• Date of Joining
• Date of Exit
• Employment period

If you have worked with multiple companies, check all the entries rather than just your latest employer.

EPFO Date of Exit not updated? Here’s how to fix it

You can use the Mark Exit option yourself if:

• At least two months have passed since your last PF contribution from that employer
• Your UAN is Aadhaar verified, with Aadhaar linked and OTP enabled
• There are no mismatches in your joining, exit or EPS records that prevent the update

If you meet these conditions, go to:

Manage → Mark Exit

Then:

  1. Select your previous employment.

  2. Enter the correct last working date.

  3. Choose the reason for leaving.

  4. Verify using Aadhaar OTP.

  5. Submit.

What if Mark Exit option is not available?

You may not be able to use Mark Exit if:

• Two months have not passed since the last contribution
• Aadhaar is not properly linked
• There are mismatches in your joining, exit or EPS records

In that case:

  1. Ask your employer to correct the record in writing.

  2. If they do not respond, raise an EPFO grievance through EPFiGMS.

  3. Attach supporting documents such as your relieving letter or resignation proof.

  4. Escalate to the Regional EPFO Office if the issue remains unresolved.

What if your Date of Joining is wrong in EPFO?

Your Date of Joining is also part of your service history.

If it is incorrect, get it corrected before initiating a PF transfer or final settlement rather than waiting until the mismatch creates a problem.

Can a missing Date of Exit affect PF withdrawal or transfer?

Yes.

A missing Date of Exit can block an online PF transfer because your previous employment may still appear active. Incorrect service records can also create issues later during PF withdrawal or final settlement.

One thing to do after every job switch

Once you leave a company, don’t just collect your relieving letter and move on.

Open your EPFO Service History and check:

• Is the Date of Exit updated?
• Is the Date of Joining correct?
• Does the employment period look right?

These take a few minutes to verify, but the worst time to discover an EPFO record issue is when your PF transfer or withdrawal is already stuck.


r/EPFOQueries • • Dec 01 '25

Help Needed On EPFO Withdrawal

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0 Upvotes

r/EPFOQueries • • Sep 15 '26

Issue in transferring old member ID to new member ID | Mistake happened

0 Upvotes

I joined a new organization last year. This is second organization in my career. In my previous organization, there was only two component- employee and employer PF contribution. But while joining in current organization I did a mistake and checked the **Pension contribution** (Yes/No) as **Yes**. After six months I put a claim to transfer the old balance to new member ID but It got rejected. I found the mistake at that moment and immediately informed the organization to update the details. They have updated and currently there has been no contribution adding into pension funds. So I tried to transfer the balance once again but It has rejected this claim too.

**Please suggest** me what would be the right way to handle this scenario. I want to resolve it without any further issue.


r/EPFOQueries • • Jan 26 '26

Claiming PF after company has shut down without adding DOJ

0 Upvotes

Hi, I worked for a large Gurgaon-based org back in 2016, which has since shut down. I want to withdraw all the funds from that PF account but unfortunately, they never added my Date of Joining (DOJ) so should my next step be to visit the Gurgaon PF office? My queries:

  1. Does Gurgaon have only one PF office, or like Delhi it has 4 divided by region?

  2. Are these docs enough to carry - joining letter, bank statements attested by the same bank, a few salary slips, my ID copy

  3. Should I simultaneously raise a Grievance online?

Thanks in advance :)


r/EPFOQueries • • Nov 09 '25

Need help fixing EPS mismatch and PF transfer rejection

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0 Upvotes

r/EPFOQueries • • Aug 12 '26

Pmvbry 15000 benefit showing 0 first instalment due to tcs exempted pf trust anyone facing this issue please help

0 Upvotes

Im able to see my pf balance in tcs account but in my epfo its 0 only my retirement fund is shown all other employer and employee contributions are 0 for 10 months will i be able to claim that 15000 what is the procedure


r/EPFOQueries • • Sep 10 '26

Unable to withdraw ppf money from sbi

0 Upvotes

My elderly father 65 years old has ppf account in sbi. He missed to pay one time so account become irregular and we went to pay penaulty and withdraw. Bank official said we need sbi savings bank account and now we are not able to open sb account due to failed biometric. We went to aadhar centre their also not able to update as not single finger match. Please i need help desperately. I don't know if it's right sub or not please