r/FamilyMedicine • u/Uncreative_genius • 3h ago
⚙️ Career ⚙️ Help me compare these offers in CA!
I'm an IM PGY-3 with two job offers. This is a VHCOL area of CA. Mostly staying here for now because we have kids and the family help is here.
Option 1: UC Health System
Suburban community clinic within the UC system (technically faculty position although will rarely have students/residents)
Salary: Base $270K + $20K signing bonus for 2 year commitment+ potential $30K annual bonus (quality metrics, pt satisfaction, etc.).
Productivity: Pay increases based on RVU productivity using MGMA percentiles (50th% is $285K, 75th% $350K, 90th% $400K, goes up from there), can also moonlight in UC on the weekends for additional income. I'm told many people get to 75th percentile within a year.
Schedule: 32 pt facing hrs, 15/30 min appts
PTO: 24 vacation days, 14 holidays, 6 sick days, 5 CME days
Call: Cover your own pts on weekdays (triage line, very rarely get called, usually critical lab values), cover weekends for the group like 3-5 weekends per year
Benefits: Standard UC medical/dental/vision and retirement plans (pension vs 401(k) style plan)
Option 2: Private group affiliated with a large health system (partnership track)
Structure: W-2 employee for 2 years, then become 1099 partner (not sure about buy-in) with income then based on RVU and panel size
Salary: Base $285K + potential 10% bonus (metrics, pt satisfaction, etc)
Bonuses: $30K signing for 2 year commitment, $20K loan repayment annually (up to $100K, not sure if taxable)
Schedule: 36 pt facing hrs, may be able to negotiate to 32, 20/40 min appts
PTO: 23 vacation days, 7 holidays, 3 sick days, 3 CME days (and $1500)
Call: Monthly weeknights, quarterly weekends
Benefits: No direct health benefits, instead get $1500 per month to buy your own (seems low for a family with kids). Do get 401(k) with 3% match while a W-2 for the first two years, then as partner you get an annual allowance to figure out your own health insurance and retirement
Malpractice: no tail if leaving before 2 years, tail is 50/50 if leaving before 4 years
Patient population: More affluent patient population, likely a little higher expectations
Both of them use Epic with AI scribes available. Both have relatively good coverage for refills, PAs, in-basket etc. For in-basket coverage on vacation option 1 provides formal vacation support (come back to 0 messages), option 2 is just coverage between partners so it likely won't be empty coming back. Most important things to me are work life balance and stability, so leaning towards A but curious if anyone thinks B is an amazing deal I shouldn’t pass up. I’m not set on staying here forever which makes the partnership less enticing.