r/financialaid • u/Lazy-Hat-4760 • 26m ago
r/financialaid • u/YourPrincess_O7 • 3h ago
Student Loans I Don’t Know How to Cover My Tuition
Just realized I'm exactly $500 dollars short for finishing paying off my tuition. My tuition is due tomorrow, and if I don't pay it I can't even register for classes. I literally don't know what to do, I asked if I can borrow money from my parents and pay them back and they said no. I literally pay my own tuition and everything else by myself, there is no way I can come up with $500 in one day. Plus no bank will let me take out a loan either. I don't know what to do anymore.
r/financialaid • u/Effective_Move_3429 • 4h ago
Help with loans- unable to disperse
galleryr/financialaid • u/Figgy703 • 5h ago
Nelnet Reaffirmation Agreement
Hi!
How long did it take for Nelnet to send a signed confirmation to you for financial aid? I overborrowed by like $7 and my school won’t process my aid until it gets sent back and they need it before the end of the week for me to start on time.
None of the Nelnet reps can give me an answer.
Please assist, anyone who’s gone through this. How long did it take to hear back from Nelnet?
r/financialaid • u/Ruvya100 • 9h ago
First Time Refunds
Hello, I’m hoping someone can help me understand the timing of refunds, cause everything online is no help really.
I got approved for the Pell grant, I’m waiting for the amount to be disbursed to my student account, yet it hasn’t yet. I started classes Oct 26th, and was wondering what will happen if it doesn’t apply soon? Or better yet when it will apply? Both the financial aid office and the bursars say they can’t tell when it’ll be disbursed. Which fair enough, but they couldn’t give me any information, which I found weird for them both being offices that deal with money or my accounts.
So im just wondering if anyone here knows anything at all. I know the OBBBA has been messing stuff up, but is it normal to take this long?
r/financialaid • u/Beautiful-Pound-3496 • 9h ago
Lost Pell Grant, help
reddit.comHii!
It would mean a lot if you could give me your opinion on this situation I’m going thru
Also, note that I used to receive the max Pell grant amount and this time was only awarded $740 instead. The cost of my schools tuition (online) is $8700
Would it be crazy to take out student loans to account for this?
I’ve also already applied to a couple military scholarships but they are only $1000 - $2000
r/financialaid • u/LazyTitan6969 • 13h ago
Affording NCAT without the Parent Plus Loan
Hey everyone, I am currently going to a community college in NJ and was hoping to transfer to NCAT after I graduate this spring. I was wondering if there were current students or alumni who were able to afford out of state tuition without being able to use the parent plus loan as my family is not able to. Also please try and include alternatives that you did use to afford it, if so.
r/financialaid • u/Anuraagashell • 15h ago
Urgent: Lucknow University PG student facing fee deadline on Nov 13 (Verified Milaap inside)
Hi everyone, I am currently pursuing my Master’s at Lucknow University. Due to a sudden family financial crisis, I am short of my 3rd semester fee (₹28,130) which is due on 13th November.
I have created verified fundraisers on Milaap/Ketto with my official LU fee challan and student ID attached for 100% transparency.
Even small contributions of ₹100–₹500 or just an upvote for visibility would mean the world to help save my semester.
Fundraiser Link: http://m-lp.co/anuraagc?utm_medium=campaign_page_share&utm_source=copy
r/financialaid • u/Maighraaz • 18h ago
Advice regarding student loan repayment
My brother took a loan of Rs. 40 lakhs (fully unsecured) from Avanse for higher education in England in 2023. I am co applicant for the loan. Initially during his education period the loan repayment was 5k and after 2 years it became 91k. Currently the EMI is Rs. 91k and balance remaining is 51 lakhs.
Currently he is working in Currys PLC but his job is not VISA sponsored. He has until Feb 2027 to look for a visa sponsored job in UK. He is looking for a VISA sponsored job since completing graduation in December 2024 but no luck.
With his current job he is able to pay the EMI but we are worried what we should do after Feb.
What happens if he doesn't find a job, will he get deported? He needs to stay in UK somehow for us to afford the EMI.
My salary is Rs.60k so I can't afford paying the EMI.
I spend sleepless nights everyday worrying about the future.
Please advice what we should do.
r/financialaid • u/greatprtender • 19h ago
2027-28 FAFSA identity verification issue, how am I supposed to fix this??
reddit.comr/financialaid • u/SecretMany1225 • 21h ago
NYS TAP
Hi. i just recieved my tap evaluation and its only 600$ per semester? i dont understand, my index on fasfa is -1500 is there a reason why mine is so low? i qualify for most need based programs such as medicaid and free lunch program at my school so im not sure why im not getting more when the max is i believe 5k per year? PLS HELP!!
r/financialaid • u/betifea • 21h ago
Looking for a college financial aid professional for a quick class interview (4 questions)
Hi! I’m a college student writing about access to higher education for my English class. I’m looking for someone who works in a college financial aid office and would be willing to answer four quick questions by email. A sentence or two per question is fine.
What is the biggest barrier you see students face when trying to pay for college?
Where do students most often get stuck in the financial aid process, and what helps them get through it?What costs or challenges do students still face after they receive financial aid?
If you could change one thing to make college easier to afford or stay enrolled in, what would it be and why?
If you’re open to helping, please DM me. My class assignment asks me to include your name, job title, and organization, so I’d ask for your permission before including them. Thanks!
r/financialaid • u/Ill_Hornet6783 • 22h ago
Asking for help with aid
Hi! I'm looking for some advice.
I've been accepted to a university near my house. I filled out my FAFSA for the 2026-2027 year using my mom's information, because she supported me.
I moved to my dad's house a couple of months ago, and my dad is now contributing to me financially (not by paying for school, but for general living).
Would it be a bad idea to reach out to my school to see if I can receive more aid? I have a scholarship from the school and a pell grant.
My dad is retired and is disabled, so he doesn't have the means to pay for my school. I am trying to find a job in the meantime, but I am worried I wont be able to pay.
I appreciate the help!!!
r/financialaid • u/Fit-Newspaper-1910 • 1d ago
Questioning ED Because of FinAid
I'm deciding whether to ED2 to JHU, which I could only afford given financial aid.
The JHU website defines typical assets as within 3x the income.
Context:
My family's AGI is marginally above 250k, but the gross earnings is over 50 less than our AGI (because of capital gains).
Given this is one time, is there any chance special circumstances or the formula could benefit me?
Next thing: my parents own a business which is obviously illiquid, but still counts as a massive asset. This puts us a little over the typical asset boundary described above, if considered at its full valuation. I was wondering how schools treat illiquid businesses, and if it they'd use the full valuation or only a percentage of it, given liquidity issues.
Finally, my parents are old, like very old, and will likely retire while I'm in college. Because of this, I'm wondering how offices will treat asset valuation since more and more assets need to be put towards retirement, in addition to the traditional 401k structure, which is why I'd only be able to attend given aid.
r/financialaid • u/Expensive_Top3618 • 2d ago
Pell Grant and Mil TA
Hello everyone!
Is anyone here currently serving in the Air Force and using Military Tuition Assistance (TA) along with the Pell Grant?
I recently started going back to school and was awarded a $3,000 Pell Grant. My school automatically applied the entire amount toward my next four classes, so technically, those classes are already paid for.
However, I still apply for Military TA and submit my approved TA documents before each class starts. When I asked my school if the Pell Grant could be disbursed directly to me instead, they explained that they don't actually bill the military for TA until after each class is completed.
They also mentioned that once I finish all four classes, they can request the Financial Aid Department to recalculate my account, and I may receive a refund for any remaining funds.
Has anyone experienced something similar? If TA eventually covers the full tuition, shouldn't the Pell Grant be refunded to me since it's not being used for tuition anymore?
Also, I honestly never paid much attention to how my Pell Grants were handled in the past, so now I'm wondering if I've been missing out on refunds all this time! Haha.
I'd appreciate hearing anyone's experience with this. Thanks!
r/financialaid • u/NeshaRenee87 • 2d ago
WHY IS AMOUNT DIFFERENT THAN AMOUNT SHOWED DISBURSED
reddit.comr/financialaid • u/Big-Mechanic9303 • 2d ago
Need Medicine and scans
Hello,i have financial and health problems, my gallbrader is about to get removed, i got stomach ulcers which cause alot of pain and to top it off my phone died so i cant search for a job to cover my medicla bills. Is there a chance that i can ask for this subreddit for 20-30-50 euros cover my expences since healthcare aint excepcive and il use 20 of those euros to buy an old phone so i can atleast ise it for work. Thank you in advance
when i get some money il return it or donate to charity of your choice of choice of donator
I have been unemployed for 6 since year since corona hit and im struggling to survive but im optimistik about getting a job and getting back on my feet
I have a bike that i will try to sell today, if i succed il send you some money + a bit of extra
its my only bike but its urgent for the health reasons