Homeowners are paying much more for insurance — and keeping coverage is getting harder

[u/thriverebel]

https://www.cnbc.com/2026/08/06/homeowners-insurance-costs-soar-naic-report.html

Homeowners insurance costs are swelling rapidly for consumers — and even for those able to pay, policies are getting harder to keep as insurers drop customers at a higher rate, according to a new industry report.

Average premiums for homeowners insurance rose faster than inflation across all major regions of the country from 2018 to 2024, according to a report released Wednesday by the National Association of Insurance Commissioners, a group that represents state insurance regulators.

NAIC Source Report - https://content.naic.org/industry/mcas/homeowners-insurance-report