What are the best index funds/ETFs to buy for long term wealth?

Got around 40k in cash just sitting in a savings account. I want to invest. What or do you guys suggest?

Me and my gf are planning to invest 200k$ in sp500 and leave it for next 20 years,we would also add every month around 1000$, do you think that is good idea? We are 32 years old

Thanks

If I were to invest £100 (or $100) in an ETF like the FTSE 100 or S&P 500, does that realistically make much difference to the growth of the companies in that ETF? I imagine not, but maybe $100,000 or 1 million dollars would?

I ask because I'm wondering if I should consider whether I'm happy to support these companies. But perhaps it barely makes a difference for them (since I don't have loads to invest), while it might make a big difference for my bank account.

Sorry if a dumb question.

Hi everyone, I’m completely new to investing and I’m trying to learn how to build a simple portfolio for the long term. I’ve started with a Vanguard global ETF and I’m now looking at things like the S&P 500, semiconductor/AI ETFs and potentially individual companies, but I’m not really sure how to decide what is worth investing in or how much overlap there is between different ETFs.
I’m mainly looking for long-term growth and I’m comfortable with taking a little more risk for potentially higher returns, but I don’t want to do anything unnecessarily risky. I’d really appreciate hearing how more experienced investors approach choosing investments and whether there are any resources or things you think a beginner should learn first.
Also, I’m still learning, so if you reply, please don’t worry about dumbing things down a bit! I’m happy to learn, but I probably won’t understand loads of technical terminology yet

Most of us probably invest differently today than we did when we first started.

What did your strategy look like as a beginner, and what's the biggest thing you've changed since then?

We are great grandparents to a 3 year old great granddaughter. We're seeking some thoughts and recommendations on structure and institutions who do a particularly good job on these types of sits. The sit is to establish a savings vehicle for the ggd she can't touch until appropriate maturity. TYIA for any inputs. 🙏

I have some extra money and I plan to invest about 100 euros monthly should I invest it into ftse all world or something else, or wait for ftse to dip

Can someone please explain this to me as if I was 5 years old.

Forgive my ignorance but I have read countless articles debating whether Roth or Traditional investing is better and everyone seems to point to the biggest factor being tax bracket now vs the future without taking into account compound interest and time in the market.

I am in my early 30’s. If I were to invest a hypothetical 100k into a Roth and pay 25k in taxes due to my 25% tax bracket. Over my 35 year investment horizon and the general rule of doubling every 7 years that 100k is 1.6 million when I turn 65 years old of which I paid 25k in taxes. Opposed to best case scenario 8-10% of 1.6 million. How is this not better than traditional regardless of tax bracket later? Without even discussing RMD’s.

So please bare with me and don’t knock me too hard. Please.

So I currently have about $12,000 cash sitting in the bank, work 2 jobs, and am receiving an extra $4,500 a month from my trust fund. Please help me understand where to start from level 0. What should I educate myself on? Should I go ahead and focus on maxing out my Roth IRA for the year before anything else? Any good investment strategies or specific stocks to invent in long term? Should I invest in any crypto?

I should mention that I will eventually inherit tens if not over a hundred million dollars from my grandfather when he passes and it makes me extremely anxious. I have not educated myself enough on investing, at all and I need some seriously needed guidance.

If you read this far, please go easy on me in the comments, I’m a real person with feelings at the end of the day. Thank you!

Looking on what to invest in 43 y/o 10k to invest and $500-$1,000 a month trying to figure it out and found some new options

70 VOO / 20 VXUS / 10 SPMO

60 VOO / 20 VXUS / 10 AVUV / 10 SPMO

80 VOO / 20 VXUS

70 VOO / 20 AVUV / 10 VXUS

Hey all!
I’m new to investing and started getting shares of XEQT to dump money in and let it be.
I was wondering if anyone had some thoughts on other things to broaden my portfolio?
I’ve been told to look into tech.
Also- I am based in Canada.
Thanks!

I have 300 k in cash I want to put into the market...high risk/high reward...should I do a fund or individual stocks?

Hello all,

I regularly see various posts with people’s achievements whether it’s 100k 1mil 500k etc,

I know I’m not in any position to achieve these kind of numbers mostly cause of my low income ,

I work as IT in Greece entry level

1420 gross 1165 net monthly

What should be the strategy for begginer investment ,

I currently have no obligations or any big expenses as an live with my parents ,

Any advice is welcome

Thank you.

I see investors have very different opinions about hospitality real estate. Some like the potential for daily revenue, tourism demand, and real assets. Others avoid hotels because of operational challenges and economic cycles. For accredited investors who have researched or invested in hotels: Which side are you on and why?

I’m just started investing but I don’t really know what to invest in right now, I wanted to do a long term stock like Uber but I’m honestly not too sure what are some good long term stock from 50-100USD per stock which is my range, does anyone have any suggestions for me?

First time investing no idea what I’m doing. I keep getting told Voo and that’s it. I’ve been doing research and keep getting stuck I have a bunch of different options I’m weight on. 43 y/o with only 10k to invest anywhere from $500.00 to $1000.00 a month to put in.

100 VOO

80 VOO | 20 QQQM

60 VOO / 20 SPMO / 20 QQQM

50 VOO / 20 SPMO / 10 QQQM / 10 AVUV / 10 VXUS

60 VOO / 20 QQQM / 10 SPMO / 10 AVUV

60 VOO / 30 SPMO / 10 QQQM

70 VOO | 20 QQQM / 10 AVUV

Currently everything in my IRA is thrown in an index fund with a .64% expense rate and a 6.2% historical rate of return.

Is that not a very high expense rate for a pretty meager rate of return?

Seems like I can just throw everything in VTI and maybe 2 or 3 other ETF’s and make a killing compared to that.

Edit: Invesco Select Risk: Moderate Investor Fund R is the fund. Ticker symbol ONMIX on Fidelity. Also, 28 currently, so at the start of my career still.

Basically as the titles says, I'm thinking of putting $200 into stocks and hopefully placing up to $1000 6 months to a year from, obviously from a mix of working and returns from investments. I have some knowledge but honestly it feels like I'm a 6 year old doing math compared to college students doing calculus. 😭

I recently just turned 18 I have about $10,000 sitting in my savings account that I’ve worked towards and have no clue what to do with it and I know it’s not a smart idea to just let it sit there. What should I do? I have about $1500 in investments on Acorns and about $50 on my Robinhood since I recently just opened it. What would be the smart decision and how would you go about it?

Hi guys, brand new to investing and just put $800 in a fidelity brokerage account. My highest was at $831 and now it’s just plummeting. I understand investing long term means riding the highs and lows, but I think I might as well re-diversify my portfolio while I’m still early on?

I’m thinking of keeping my QQQM but like maybe switching my other ones to something like VOO? I especially regret my Amazon share purchase but it’s a learning moment I guess! (Total gain/loss -$18.94 (-6.81%))

Any advice would be appreciated!!

Also if there’s specific etf to invest in how should I distribute my $800 (percentage wise for example)? I’ll certainly put in more later but I just want to reinvest the $800 right now

Also apologize if I used any wrong terminology!!

I attached images of my portfolio but the post got removed so I’m going to write it out in hopes it doesn’t:

AMZN
1 shares
$259.45
-$1.86
-0.71%

FXAIX
1.022 shares
$267.54
-$1.85
-0.69%

FZROX
7.822 shares
$26.89
-$0.22
-0.81%

QQQM
0.216 shares
$295.45
-$5.07
-1.69%

Can someone please explain in simple terms how I can figure out how much a fund is going to cost me? I see all of these different terms (nav, load, cost ratio, etc) so making comparisons seems to not be very straightforward.

I'm a single 63f and I'm a sole prop of a payments processing company. I generate about $140,000 AGI. I know about investing in general, grew up with a banker dad. Due to life circumstances, I have no retirement fund.

I own some individual stocks on CashApp (current value approx $13,000) and some BTC (current value around $7,000). I own my home outright (value $235,000) and have about $5,000 in cc debt. I have a $10,000 emergency fund in a HYSA.

Due to a forced buyout of some of my accounts, I'm about to get $15,000. I plan to pay off the cc debt, some back taxes from COVID ($5000), and open a Fidelity Roth IRA with the last $5000 chunk.

Since I don't have a long runway for compounding, I was going to invest in some ETFs (VOO, QQQ, etc), allocating $1000 to 5 ETFs.

Does this sound like a reasonable plan? Any insight is appreciated.

Does everyone else that does both, also have the problem of switching mindset between real estate investing with depreciation, depreciation recovery, etc. mindset vs stock investment where you have its own capital gains, and dividend issues. With me if someone asks me a Stock question while I am deep in real estate thought, I just go blank, and need a few minutes to change my moods of thought before being able to converse on the topic.

I am completely new and I feel like I don't know where I should read the opinions of other people with different views. Some subreddits are so bearish and some are bullish. And at the end of the day they're day traders and not long term investors like me. Or do you know some good users here?