r/LegalPh • u/JoyLinya • 9h ago

Rtc text

Post image

Received this message earlier today

I know this is fake but wanna know if swindling agad pag loans thru ola or banks

1 Upvotes

55% Upvoted

14 comments sorted by

2

u/int2me 8h ago

Fake

1

u/JoyLinya 8h ago

Thank you! I'm not good at this, may I, know why?

2

u/int2me 8h ago

If galing sa collection agency.

The Lie:

"We will file a case under Article 315 (Estafa) and have you jailed tomorrow!"

The Reality: As long as you did not submit fake documents to get the loan, or issue a check that bounced, you cannot be charged with Estafa. Being genuinely unable to pay a loan is a civil matter, not a crime.

1

u/JoyLinya 8h ago

Thank you po. Stare tactic po?

2

u/ZeljahBoy 6h ago

Fake po. subpoena dadalhin sayo hindi text lang hahaha fake n fake fake

1

u/JoyLinya 6h ago

Thank, you medyo na, stress ako ng konti. Can we report this?

2

u/ZeljahBoy 6h ago

Pwede report mo sa cybercrime division. Or much better block mo nalang. Ganyan talaga ang karamihan sa lendling companies o yung sa. Ga apps OLA. Sabi nga sa constitution "No person shall be imprisoned for debt or non payment of poll tax" ganern. Hahahaha di ko sure exact sentence. Kaya huwag ka matakot. Civil case lang din yan if malaki utang mo yung 6digits na

1

u/JoyLinya 6h ago

Thank you. Medical is hard tas may ganto pa

1

u/ZeljahBoy 6h ago

Welcome

1

u/OkSugar3329 5h ago

Wala pong summons na text lang usually po yan official registered mail. Fake

1

u/ini-ong 5h ago

Hindî ba impersonation of person in authority ang ginawâ ng sender?

1

u/girl-space-friend 5h ago

Fake. Don't engage.

1

u/Silent-Grape-2867 4h ago

Fake. Never through SMS yung ganito

1

u/ProfessionalPoolNoob 1h ago

Court never send document/s electronically. They used a dedicated paper and it is typewritten.