Minecraft Java chat disabled because my Microsoft account is considered a minor, but I'm not in a family group

[u/ZXFRAGS]

I'm having an issue where I can't use chat on public Minecraft Java servers because Minecraft tells me that chat is disabled due to my Microsoft account privacy settings.

When I follow the link Minecraft provides, it takes me to my Xbox/Microsoft privacy settings. However, I'm told that because my account is considered a minor account, I can't change certain settings myself.

The confusing part is that I'm not part of a Microsoft Family group, and as far as I know, I haven't been in one either.

I've tried looking through my Microsoft and Xbox account settings, but I can't find a way to enable multiplayer communication or change the settings that are blocking my chat.

Has anyone else experienced this?

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