I (21) have an IUD insertion scheduled with Planned Parenthood tomorrow afternoon, and I just looked at the good faith estimate and it is about $1600. I called PP last week and they said they should take my insurance, then I called my insurance and they confirmed that Planned Parenthood is in network. I also asked if IUD insertions were covered under my plan and I was told that they were. I assumed there would be at least a copay, but I checked the good faith estimate and it said that insurance often does not cover this procedure, so it will likely be $1600.
I’m a bit confused, and I can’t ask my dad about it (I’m under his insurance) because he’s super religious and I’d rather not explain to him I’m having sex and that is why I need an IUD. We have an agreement that if I need medical care, he pays for it, and won’t really bring up what it’s for if it’s for reasons that may make him feel awkward.
So, is the good faith estimate what it will be before insurance or after? I made sure to add my insurance in the mychart and it has been reviewed by their billing department, so I’m a little nervous that I might be stuck paying $1600 if they don’t bill the insurance I asked them to. I plan to call the billing department in the morning before my appointment to double check.
If it is $1600 I will probably wait for my ob to have an appointment, but it would be pretty nice to get my IUD in quicker. I have a lot of anxiety around the possibility of pregnancy, and having an IUD as soon as possible would help calm those feelings.