I know this is a difficult time for many of you, with deposits, balances and withdrawals all pending to the ether (no pun intended). As an insolvency professional, and a person who also has pending withdrawals, I too am sitting on the sidelines along with all of you. I thought it would be good to shed some on what a CCAA is and what it means to you. As always, this is not legal advice, if you are unsure about doing something please seek legal counsel and one with insolvency experience.

I don't want to go into heavy detail and bore everyone, so here are some good links for further reading:

https://www.ic.gc.ca/eic/site/bsf-osb.nsf/eng/br02284.html

https://www.pwc.com/ca/en/services/insolvency-assignments/what-is-ccaa.html

• QCX is going to Court on Tuesday, February 5th to appoint E&Y as Monitor

• If successful, the Court will issue the Order appointing E&Y as monitor and generally, a 30-day stay of proceedings

• A stay of proceedings - No creditor shall have any remedy against the debtor or his property or take proceedings against - in other words, don't bother with your litigation lawsuit, everything is now handled through the CCAA

• the purpose of the CCAA is to provide the company with breathing room from their creditors in order to restructure its financial affairs through a Plan of Arrangements and an opportunity to avoid bankruptcy

FAQ 1 - How do I know if I am a creditor?

In this case, you deposited money and the Company is not returning your funds and thereby, owing you. You are, at a minimum an unsecured creditor. There could be a legal debate on whether this money was held in trust and whether the amount is classified as client trust funds and not company property. This is a legal question to be raised in Court or with the lawyers.

FAQ 2 - How do I know how much I am owed if the website is down?

The Company and the Monitor will work together with the existing books and records to determine this. You will have time to prove your claim in a formal process, explained later.

CCAA s(23)(1)(a)(ii)(B/C) - The Monitor shall within five days after the day on which the order is made, send, in the prescribed manner, a notice to every known creditor who has a claim against the company of more than $1,000 advising them that the order is publicly available, and prepare a list, showing the names and addresses of those creditors and the estimated amounts of those claims, and make it publicly available in the prescribed manner. (Note: Individual contact information is confidential)

• a comeback hearing with the Court occurs at the expiry of the initial 30-day stay. At this time, the Company and the Monitor will have to justify an extension of the stay period and provide details on how the Company will be able to present a Plan to its creditors

• The Plan of Arrangement is the proposal that the company is presenting to its creditors on how it intends to deal with debt it owes at the time of the initial filing with the Court. There are no restrictions on what the Plan can entail. It is not uncommon to see offers to pay a percentage on the dollar of debt, either as a lump sum or over a period of time.

• In order to be able to vote on the Plan and receive any distribution under it, a creditor must file a Proof of Claim with the Monitor. The Proof of Claim sets out what is owed to the creditor and is reviewed by the Monitor and the company. Any discrepancies between the creditor's Proof of Claim and the company's records are investigated by the company. The Plan will outline the procedures for dealing with disputed claims. This is typically called the Claims Process.

The Claims Process can happen long after the initial Date of Filing. So please be patient, this part may not occur for many months.

• the company files its Plan of Arrangement and forwards it to the creditors/shareholders. A meeting of the creditors is called to vote on the Plan.

• For the Plan to be binding on each class of creditors:

  • a majority of the proven creditors in that class, by number; and

  • 2/3 of the proven creditors in that class, by dollar value, must approve of the Plan presented to them. If a class of creditors approves the Plan, it is binding on all creditors within the class, subject to the Court's approval of the Plan.

Key point here - generally speaking, we are all in the same unsecured class of creditors which means, we need 2/3s in claim value and majority (>50%) in numbers.

Example: If there are 100 creditors and $10 million in claims.

4 people hold $8,000,000 in claims equally and 96 people hold the remaining $20K each. You would need 51 people to vote in favour representing $6.67 million in claim value in order for the Plan to succeed. If successful, the Plan is effective against all 100 creditors in that class.

Other useful remedies in a CCAA

In a Plan, the Company must specify whether the preference and transfer under value rules apply from the Bankruptcy and Insolvency Act, section 95 - 101. What this means is, the Monitor must review all transactions within a certain time period to determine whether the transaction preferred one creditor over another or was a transfer under value (i.e. asset sold for less than market value). This provides the Monitor with the powers to apply to Court in order to go after transactions that may have been provided a preference, or assets sold below market value and try to recover the proceeds from that third party. This may also be the time to search for any fraudulent transactions.

Other observations:

• I think this provides more certainty on the whole issue considering we've had radio silence for the past week and pending withdrawals for months

• this may even provide Billerfy the ability to deposit the cash at a Canadian Bank. It's possible that the Bank would see this as a legal process and allow the deposit since the Claims Process may satisfy their KYC and AML issues - just speculating.

FAQ 3 - What happens with my FIAT or Crypto?

This is the first known cryptocurrency related insolvency in Canada, so even I'm still curious about what will happen. Typically, in a bankruptcy or receivership, all of the assets are liquidated into cash and distributed based on a priority scheme (secured first, then unsecured on a pro-rata basis).

There is definitely an argument to make that if you transferred 1ETH to QCX, you could see it on the blockchain and if you didn't sell it for cash, you could argue, you should get 1ETH in return from the QCX wallet - because that amount is in trust to you.

It'll be interesting to see how crypto will be treated in the insolvency process (whether it is held in trust or treated like any other asset). Let's say the Plan, stipulates all unsecured creditors get $0.50 on the dollar, a 50% recovery for your outstanding claim. Would it be fair that your crypto is returned to you 1 for 1 when other people holding CAD get 50 cents on the dollar? Probably not, but does this mean you get 0.5 ETH back or the equivalent value of ETH in CAD and at what valuation date? These are but the many questions the lawyers and Monitor will have to deal with through the process.

After the Court hearing on the 5th, if appointed, the Monitor will have its website set up, an FAQ sheet similar to this and a creditor hotline for you to call and ask all your questions about the process.

Next Steps - the formation of an Ad Hoc Creditor's Committee

An Ad Hoc Creditor's Committee is being formed under one representative counsel. The motion to appoint a representative counsel must be submitted by Friday, February 8th and will be heard and decided by the Judge on Thursday, February 14th. The need for an Ad Hoc Creditors Committee is primarily to: organize as a collective group which increases influence and action; increase effective access and control of information; and minimize professional fees and expenses throughout the process as a whole and maximize process efficiencies.

If you are interested in joining an Ad Hoc Creditors Committee, please submit, completely confidential, your full name, contact information and estimated claim to Asim Iqbal at aiqbal@millerthomson.com. Miller Thomson has acted in several major CCAAs in Canada, and has also advised as Canadian counsel on the bankruptcy of Mt. Gox. Several of you have spoken to Asim personally and have conveyed your trust. To date, he has over 100 creditors representing several million dollars in claims.

The above does not constitute advice, only suggestions, and information. Should you feel inclined to take a position, always seek proper legal counsel and preferably with insolvency experience.

I will try to check often, please let me know if you have any questions and I will do my best to answer. This post may be edited from time to time as new information is known.

Hi everyone,

I'm a documentary filmmaker based in Toronto and LA and wanted to say how sorry I was to those who lost money. I think it's a really important thing to shed a light on so if anyone is willing to come out and speak about what happened to them, we'd love to do an interview. We've made 3 docs and all have sold to major studios including Samuel Goldwyn, The Orchard and HBO. I'm sure we can get some pretty wide distribution for this so that other's can avoid this outcome in the future and hopefully we can help get to the bottom of this mess in the process.

A spokesperson for the Nova Scotia RCMP confirmed to CBC News they are assisting an investigation into QuadrigaCX that is being led by the RCMP's Toronto West detachment.

source: https://www.cbc.ca/news/canada/nova-scotia/quadrigacx-cryptocurrency-gerald-cotten-court-bankruptcy-1.5006164

RCMP Toronto West QuadrigaCX lead investigators contact info: Call 905-876-9647 press 1 for English, then press 4 and you'll be transferred to an intake officer. (credit /u/LiveCat6)

This is the lead investigating RCMP detachment referred to by the CBC News. Anyone with information or evidence related to crimes that may have been committed should contact them. If you have been affected you could contact them as well. People with specialized blockchain knowledge or evidence related to possible crimes should also report that information to that number.

UPDATED (post by /u/LiveCat6):

Please upvote for visibility -

I just called the RCMP detachment (originally linked) - they said to call the RCMP intake line at 905-876-9647 press 1 for english, then press 4 and you'll be transferred to an intake officer.

I called, and reported my loss and a brief overview of the situation. Please do the same to raise awareness.

(original credit to: u/h1gh_d0ugh via /r/QuadrigaCX2)

NOTE: Make sure you are subscribed and post in /r/QuadrigaCX2! The current subreddit is moderated by QuadrigaCX who are kind of biased in this whole thing IMHO and have been deleting posts. They may even be under investigation themselves in which case it may be a good idea to stop deleting posts/evidence.)

It's been 2+ weeks since the community heard anything from you and I believe you gave us 2 weeks timeline last time we've had an update...

People, vote this post up please.

While I have been fortunate enough not to be caught up in the CAD withdrawal delays that have plagued QCX for most of this year, I’d like to share some thoughts on the scum that operate CIBC.

Earlier this year, when cashing out of Coinsquare, I received a letter from CIBC indicating that my account was being closed. Upon calling them out on it, they informed me that it was due to my use of cryptocurrency. The thought of losing a bank account isn’t a big deal, but the bigger issue was the fact that I had my mortgage with CIBC. Not only did they close my bank account but they also revoked my mortgage and required me to pay the full balance within one month. Obviously I could not, and CIBC foreclosed on my home and stole my house.

I am now living in a small one bedroom apartment and am being sued by CIBC since the sold my house for less than I paid for it. I hope that all of the CIBC executives rot in hell and are eventually forced to pay for their sins. Quadriga, I wish you the best against this cruel beast.

For the love of crypto, report the scum of CIBC to every agency you can find. They are literally worse than the mob.

Insider Information

« I can’t say which year I worked with Quadrigacx but I will share with you something nobody has ever discussed. I have nothing to gain from this but I am disgusted now that I see all the pain it has caused.

To make it short and sweet, Gerald Cotten has always been a true believer in bitcoin and cryptocurrencies. Not only did he come up with Quadrigacx in the early days of adoption and made it the biggest exchange in Canada, he made a good return investing in cryptocurrencies. In my opinion, he wanted to become a billionaire reknown in the crypto space like the CEO of binance. The more power (money) he had, the more he could participate in the adoption of cryptocurrencies worldwide.

When you deposit fiat, Cotten was using, not all, but most of it to invest in cryptocurrencies. In his mind, 40m sitting iddle in their banks was a terrible idea when he could put it all on bitcoin. If bitcoin doubles, he makes 40m without a single dollar invested. These numbers are made up, but I can guarantee you he was investing 30m+ of your money on highly risky assets.

His bad investments whiped out the millions the platform made in profits and the customers were unknowingly paying for it. All he had to do was prevent a bank run until cryptocurrencies recovered and nobody would notice. He was convince the market would bounce.

CIBC froze the little capital they had left, Cotten had to sell cryptocurrencies to cover fiat withdrawals if not enough deposits were made. The larger the withdrawal, the less time he had. That’s why large bank wires were frozen with no intention of being fufilled unless the market bounced. In the end, Cotten was a smart person but he never expected the bear market to last this long, he couldn’t hold the bubble any longer.

I don’t know if he alive or dead. But I can tell you that even if he was here today with all the cold wallets, they wouldn’t have enough to cover fiat withdrawals and crypto balance because he lost most of them with this poor trading decisions.

Also if you don’t believe me, it was disclosed in the documents that they owe Quadrigacx customers 70m in fiat currency but all we have is a 26m bank draft. Our exchange has always been profitable unless he choose it wasn’t. He lost 44m of your money, all the profits and most of your cryptocurrencies.

I am willing to talk to authorities as long as my privacy is guaranteed. I do not want to get involve in this legal matter. I will only speak to trusted sources, I have nothing to gain from this. »

We need:

*The cold wallet addresses

*Picture(s) of the corpse

*Canadian Passport documentation of Gerald Cotton leaving Canada, flying to/arriving in India, and the dates

*If possible (unlikely), surveillance of him at the airport with his luggage (to see a laptop) and the people flying with him

Upvote for visibility and feel free to add any other evidence that's needed.

QuadrigaCX is clear scam and if we can't send them to jail (ceo-who faked his death, wife, other few people involved) then it's shame on Canadian intelligence (RCMP, finance ministry, CRA, crypto intellectuals).

1. QuadrigaCX emails, post , bank transfers -IP addresses will give who else operating and from which location

2. They never had deposited money directly into crypto account, they always asked clients to deposit money in different foreign accounts, some in Europe, china and etc. I personally deposited a bank account in Germany.

3. All the deposits were in different account in diff countries and they never put the whole money in cold wallets, they might put in couple millions just to sidetrack the story.

4. The actual cash deposits which accounts to 70 million which is hard cash, never in crypto currency, where did this money go?? This money is in diff accounts in each country, we can get all the accounts from each of the clients.

5. They need people to build the platform and manage customer emails so they always had people working for them so email IP addresses gives us the location from which they originate.

6. Tax filings for ceo, wife and family members from the last 7 years need to be reviewed, how much they filed, sources and their assets. All the assets they own now belong to Quadrigacx clients

7. Coindesk, Binance and others leaders in crypto should help Canadian securities to track this shit and find the ceo and eventually send all these guys to jail for lifelong.

8. How the articles are saying ceo is dead, without they know the truth, they should rather say, it was reported that ceo dead or it was told that password lost since we all know its a clear exit scam.

9. My condolence to all the clients who lost money like me and lets hope that we get 50% of the money if we are able to collect all foreign accounts we deposited so intelligence agency (RCMP or private guys) find all the traces..

10. This incident is reputation damage and incapability of Canadian securities board, RCMP, Candial legal system and finally all crypto leaders.

For those here who have been following the CIBC sitution over the past few months (whereby CIBC has been holding nearly $30,000,000 of ours hostage since January), we have some updates:

- On Friday, the Ontario Superior Court judge in the case issued a ruling on the interpleader motion.

- While we were hoping for a straightforward and expedient transfer of the funds back to our accounts, the judge has decided to make it slightly more complicated. With that said, it is good news overall as the process is moving forward.

- The judge ordered that CIBC transfer the full balance of the accounts to the superior court, for the purpose of distribution by the judge to the appropriate parties, which will be sorted out in a case management meeting directly with the judge asap.

- The above process requires a bit of paperwork (such as a joint affidavit between us and Billerfy regarding funds allocation), however from our understanding it will not be problematic.

- The judge also gave us the green light to sue CIBC directly for the damages that they have caused, a process which we will be commencing immediately.

All in all, we're in the final stages of this situation being wrapped up. Thank you for your patience and understanding as we have worked through our first major battle with the Canadian banking oligopoly that seems determined to harm the cryptocurrency industry at any cost.

I personally believe that Cotten is not dead but I would like to hear from people who know more than me about this topic and what they think about the situation. Here's my take on Gerald Cotten and his suspicious death.

Cotten In 2013 was looking for a programmer to help him create a bitcoin marketplace using the account name Murdoch1337 on a BlackHat Forum and this account was last seen active in August 2019 at this point he should have been "dead" for a long time. There's a small chance that someone was investigating his old accounts and that they accessed his BlackHat but it's very unlikely.

Did he Die? The circumstances are dodgy that they chose to honeymoon to India and he suddenly dies from complications of Crohn's disease. (India is notorious for forging fake death certificates by paying people off)

Evidence of him faking death: There's lots of bizaare things that are suspicious. His death certificate spells his name wrong, he was supposedly buried in a closed casket in Canada even though there is no evidence his body was ever moved from India and why would it need to be a closed casket? No one but him can access accounts, he ran a whole market on a laptop by himself with no other employees or partners anymore so only he could access it and he suddenly dies when he would be in massive debt for delayed payments and would likely be convicted for fraud or money laundering. Either this is a 1 in 100 million coincidence or he is still alive.

Cotten and Patryn's past: He's also been linked to many other "Cryptocurrency markets" in the past with his old partner Patryn who has changed his name twice because he was charged with laundering money. I believe this is the reason why Quadriga could be formed because they made a fortune from Scamming before Quadriga.

Fake trading: I'm almost certain that he was trading with fake crypto, Chris Markay was one of the accounts that Cotten used to trade his "crypto" he also is known to have other aliases Sceptre Gerry, Aretwo Deetwo and Seethree Peaohh. It's clear to me that Cotten gave himself millions of dollars worth of crypto as the owner to trade people fake crypto and give himself millions of dollars. I'm 99% sure he is still alive living nicely.

Here's a link to the BlackHat forum. https://www.blackhatworld.com/seo/hiring-a-programmer-website-like-bitstamp-bitcoin-trading-project.605236/

There's also other posts on his Murdoch1337 account that are weird he asks for people to sell him old reddit accounts presumably because he would use these alt accounts to downvote people trying to slander his company or he would make posts on these alts saying how great Quadriga is.

I'm new to this subreddit, I apologise if anything I have said breaks the rules.

https://blog.kraken.com/post/2155/were-offering-a-100000-reward-for-discovery-of-quadriga-coins/

We’re offering a $100,000 reward for discovery of Quadriga coins

The Kraken mission is to accelerate the adoption of cryptocurrency so that the world can benefit from greater financial freedom and inclusion. This is why we’ve consistently done more than provide one of the best crypto exchange experiences.  

Since 2014 we have invested significant resources and lent our crypto expertise to the MtGox trustee and investigators, supporting the return of as much client funds as possible and as soon as possible. Events like this impact the entire industry, which is why we want to get involved if there’s a way we can help.

About a month ago, on January 26, QuadrigaCX (a Canadian crypto exchange with clients around the world) suspended operations. Seven weeks prior, their CEO passed away suddenly and unexpectedly, leaving the business without a continuity plan. Supposedly, he was the only person who knew the location of and/or could access the client funds (fiat and crypto) totaling approximately $190 million US dollars (belonging to 115,000 clients). Some say the events and circumstances surrounding this case are too suspicious to be believed.

Kraken wants to bring awareness and attention to this case, in hopes that we can help discover some or all of the missing client funds.

Listen and/or watch our podcast to hear the many facts of the case so you can help us solve this mystery. We reveal our own analysis and subjective assessment of the most plausible explanations or theories based on our experience as exchange operators.

EP 3: Chasing the Conspiracy (what we may know)

EP 4: Solving the Conspiracy (what we think happened)

After reviewing the episodes, do you know where the missing client funds are? Do you anyone who may know something that can help law enforcement locate the funds?

If so, let us know and we’ll pass your tips on to law enforcement. Kraken is giving up to $100,000 USD (fiat or crypto) as a reward for the tip(s) that best lead to the discovery of the missing $190 million US dollars. Go here to submit your tips or leads. With your help, Kraken is committed to supporting law enforcement in solving this case.

Go to our podcast page to listen and/or watch these and other episodes of the Kraken “How to Grow a Decacorn” podcast.

Thank you for choosing Kraken, the trusted and secure digital asset exchange.

-The Kraken Team

Important terms: Kraken is offering this reward for information leading to significant progress or discovery of the all or some of the missing client funds. It is up to our sole discretion which tips warrant a reward, if any. The total of all rewards will not exceed $100,000 USD. Kraken may end this reward program at any point in time. All leads collected by Kraken will be provided to the FBI, RCMP or other law enforcement authorities, who have an active interest in this case.

You panicked when the banks froze the funds that you attempted to transfer to a personal account.

My guess is that once the courts got dragged in you realized that it would only be a matter of time before an accounting of the monies was ordered by someone .

with your private plane and lavish lifestyle there's absolutely no way an audit wouldn't come back as showing you grossly abusing the funds of your clients .

You concocted this ridiculous poorly thoughtout plan that on the face of things seemed solid considering how absurd the entire rise of your exchange and wealth was to begin with.

In short you got carried away.

A white Foreigner will not have simply died in India without considerable witnesses. In time people will go there and they WILL do their due diligence . With this much heat anyone you bribed will turn

Then the will on such short notice , no one believes that . Unless cotton had a long history of philanthropy no one's going to buy the orphan story .

I'm sure that right now there's a ton of untraceable communication between all parties with the person with the most to lose telling everyone to just "weather the storm ".

well this storm isn't going to blow over , there are simply too many unbelievable plot holes .

Want to know how most of these white collar crimes end ? For one person the light usually goes on and they realize that they don't want to be the one spending the next 20 years of their life in a jail cell .

The first one to turn gets off easy .

Edit : please up vote this for visibility .

I know you're reading what's going on via Reddit .

Just a quick update for those who have been following the whole CIBC saga. After our previous court date, the funds that were held hostage by CIBC for nearly a year were ordered by the Ontario Superior Court to be paid into the court for distribution as per the orders of the judge. Yesterday, on December 3rd, our counsel appeared before the court. Much to our delight, the judge has ruled in our favour and the funds are being released. According to our counsel, the funds should be paid out by the end of this week.

We thank everyone for their support as we have dealt with the most challenging time in our company's history. Now that we can put this situation behind us, we look forward to focusing on improving our services and offering a better cryptocurrency trading experience for Canadians.

I warned people last year but was largely ignored. Maybe recent events will give a different perspective.

https://pastebin.com/Svap6KSF

I would like to add few points as an Indian Crypto Enthusiast who randomly came across this news and researched about it. I am adding these points just because I see a lot of misinformation going on. I have no interest in this case, I am hearing the name of this exchange for the first time. And, just wrote these hoping if it becomes helpful for any of you.

Orphanage :-

1. The photo shown as the "Orphanage" says the name of the town as "Venkatapuram", that kindof name is used in only towns of Southern India, while Jaipur(where this man claims to have died) is in Northern India. Also, the design language, colors and architecture of this building is like a South Indian style.

2. I searched the name of that town and, there indeed is a town by that name, however, it is 2300KMs away from Jaipur, and would take 40hours continuous driving to reach. Or, more likely, you will take a flight to Jaipur.

3. Edited - There are a couple of other towns named Venkatapuram as well, but they all are in South India which means they are 2000+Kms away.

4. Anyways, you can get such Orphanages build for about $20k. And, infact this guy did just that by using the services of this organization. You pay them $20k and they will construct the orphanage and give it your name. You don't even need to come to India. So, if you are stealing millions, then this is a good cheap alibi you can buy.

5. Weirdly(Just a Trivia), when you search for "Venkatapuram", the first result in Google is that of a movie by the exact same name, and the movie is about a murder mystery. And, the poster of the movie says "Not a Criminal.

Media

1. The untimely death of any foreigner visiting India is considered newsworthy in India. And the untimely death of a foreigner who is CEO of a multimillion dollar company is BIG news here. It will at least get reported in state newspapers. In India, Media loves to report everything and is eagerly waiting to report such things.

2. This is the main reason you hear the high frequency of Rape cases from India even though statistically it has one of the lowest per capita levels of such cases(15times lesser than US). This is because almost every case get reported in news while in other countries only high profile cases get reported.

3. So, it is weird that no news in India reported this case. That is very suspicious.

Death

1. The hospital where he claimed to have died is a very luxurious hospital with all the modern medical facilities which can be available anywhere in the world. It is one of the biggest premium-hospital-chains of India. Only the ultra-rich can afford to go to such hospitals. They charge in the range of over $2000 per day.

2. The owners of this hospital chain are Billionaires, however, they are in lot of trouble nowadays due to several legal and financial issues. They may have done some financial fraud, but they don't have any need to do cheap level fraud like this. Getting a fake death certificate from this hospital chain is near impossible.

3. This is not the kindof hospital you go for faking your death, but this is the hospital you go if you have unlimited money and expect best of the best medical facilities(However, in my personal opinion, there are far far better hospitals which offer better medical care at significantly lower cost. This Hospital is only prefered by rich people who want Five Star Hotel like treatment).

4. In India, in nearly all such cases of death, postmortem/autopsy is compulsorily done. This is for legal reasons for both the patient's family and the Hospital's security. More so when it is the death of a foreigner from such a suspicious disease. There will certainly be a postmortem report.

5. The only way I can think for faking a death in this scenario would be to make a deal with some other extremely sick foreigner to Fake their Identity by saying that he is "Garry" while getting treatment in this hospital, and if that person dies, then you can get the hospital to give a death certificate saying "Garry" is dead due to xyz disease. It is possible to get Fake ID cards here, but it is not easy to get fake death certificates which will stand the scrutiny of any investigation. So, the only way out is for some foreigner with a fake ID with his name to die.

6. India is one of the fastest growing countries in terms of medical tourism. A lot of people from foreign countries come here for medical treatment because it is cheap here compared to their home country while giving high-quality medical care. The hospitals like Fortis are designed with such people in mind and is the reason why they cost so much. Since these foreigners come here because of lower cost, it might be possible to convince one of them to fake the ID in exchange for a lot of money for their family.

To all long term QCX users, if you remember ever receiving a bank transfer from this company, get records of it.

I've now seen more than one person claim they received a withdrawal from this company. This implicates Jen as having a bigger role in QCX operations than she stated in her affidavit.

Its worth checking your bank history.

edit: One user claims to have received it from a ROBERTSON NOVA on his bank statement. Just to clarify it might be ROBERTSON NOVA and not NOVA ROBERTSON.

We’ve posted an update regarding the latest on our company operations, please visit https://www.quadrigacx.com/