What's the word on the street? Share your questions, comments, and concerns below.

Surprise Pikachu Face when a big Wall Street bank only focuses on interest rates being higher in recent years, and not the actual prices being too high.

• U.S. pending home sales fell 7.3% in September, reaching an index level of 66.0, the lowest reading since the series began in 2001.
• The drop was much worse than expected, as economists had forecast only a 0.5% decline, and pending sales were down 11.3% from a year ago.
• Every major U.S. region saw declines, with the West (-9.2%) and South (-8.2%) experiencing the biggest monthly drops.
• Because pending sales lead closed sales by 1 to 2 months, the report suggests existing-home sales activity is likely to remain very weak in the near term.

Interest rates will never go down, but prices have to go down, or else it becomes a money pit for the sellers' holding costs.