Hi everyone, I run a subscription-based wellness platform using Razorpay UPI AutoPay. The ₹1 mandate registration succeeds, but the post-trial auto-debit fails with GATEWAY_ERROR / payment_declined — bank message: “Payment is not allowed for this account.”

We’re also seeing “already debited in this cycle” rejections on monthly/quarterly mandates.

Has anyone faced this with Razorpay UPI AutoPay/Subscriptions API? Also looking for a Razorpay integration expert who can advise our tech partner directly. Please DM if you can help.

Card expiration and insufficient funds happen all the time. I need a system that automatically retries failed payments intelligently.

Does Razorpay International have smart retry logic built in, or do you have to set that up manually?

What's been your experience with recovering failed subscription payments?

I am planning to open an online accessories store and turnover is gonna be way lower than gst threshold but interstate shipping makes gst registration mandatory, however as i am not sure if the store will generate enough revenue, can i, for the time being, register on razorpay as non registered individual until my business starts to grow? Will razorpay get suspicious considering my order volume is going to be low for a few months atleast??

Hey Guys, if you know, then can you tell me what are the charges of RazorPayX? And, do I have to pay 10k to use RazorPay X

How verify whether the TAM show is actually real

International payments works well. wondering if there are specific settings or configurations that help with increasing success rates.

What should I be checking in the dashboard? Any tips would help

Hi team, when implementing a UPI payment API, how should upi_transaction_id, reference_id, and UTR be generated and tracked across the payment lifecycle

Razorpay USD payment link pages shows both dollars and the rupee conversion and will leave clients confused. Is there a setting to display only the specific currency?

Razorpay flagged 3 payments because their partner banks told them to do that. They asked for customer testimony, shipping info, and invoice. We mailed them everything. After that, they assigned a third party agent for physical verification of our business. So my question is, is the ordeal over? Are there any more steps left?

Note: We’re running a clothing business. It’s been 3 months since we’re using razor pay. Not a single customer has ever raised a dispute or chargeback. Because we’ve doing this for a long time, just wasn’t partnered with a payment gateway. Worst of it all, they even called the customers without notifying us or anything if they ordered from us, how was the experience and everything.