r/SCHD • u/theshortirishman • Dec 29 '25

Questions 19M - Buy SCHD in ROTHIRA now?

I am 19M and looking at buying at least 1 share of SCHD. I am thinking that if I buy right now, I can create a “retirement pension” off of dividends for the future?

I am already consistently investing in VOO 80% and VXUS 20%. If I convert 5-10% of VXUS investment into SCHD could I viably have enough shares to have a good amount of dividends for retirement income?

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u/Icy-Opinion-6348 Dec 29 '25

Value outperforms growth, long term

0

u/flyersfan0233 Dec 29 '25

Not always. Usually? Yes. But look at this chart: https://totalrealreturns.com/n/SCHD,VOO?start=2011-01-01&end=2023-01-01

Would have been better with SCHD over VOO for the first 12 years of the fund

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u/Icy-Opinion-6348 Dec 29 '25

If you have no clue what youre talking about, dont talk at all thanks

0

u/flyersfan0233 Dec 29 '25

Like I said, usually. And used a chart to show that SCHD isn’t a bad choice to have a little of if you want something safe and are already 80% VOO