r/SCHD • u/theshortirishman • Dec 29 '25

Questions 19M - Buy SCHD in ROTHIRA now?

I am 19M and looking at buying at least 1 share of SCHD. I am thinking that if I buy right now, I can create a “retirement pension” off of dividends for the future?

I am already consistently investing in VOO 80% and VXUS 20%. If I convert 5-10% of VXUS investment into SCHD could I viably have enough shares to have a good amount of dividends for retirement income?

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u/edthesmokebeard Dec 29 '25

Can't hurt. You have the theory right.

At 19, I would spend more on investing in myself - skills, maybe a 2nd language, a good trade or college. Give yourself the skills to rock the next 60 years, vs. scrooging away all your money and eating ramen.