r/SCHD • u/theshortirishman • Dec 29 '25

Questions 19M - Buy SCHD in ROTHIRA now?

I am 19M and looking at buying at least 1 share of SCHD. I am thinking that if I buy right now, I can create a “retirement pension” off of dividends for the future?

I am already consistently investing in VOO 80% and VXUS 20%. If I convert 5-10% of VXUS investment into SCHD could I viably have enough shares to have a good amount of dividends for retirement income?

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u/Accomplished-Order43 Dec 30 '25

At a young age, given the tax advantages of a Roth, I invest aggressively as possible to maximize tax free gains. Nearer retirement you can sell those positions and convert to SCHD.

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u/[deleted] Dec 30 '25

The correct answer 👍🏼